Nationwide Insurance Review
Nationwide is rated 2.9/5 by WalletHub’s editors, based on customer reviews, sample insurance quotes and ratings from organizations such as J.D. Power and the Better Business Bureau (BBB). Nationwide reviews from consumers tend to focus on good customer service and quick claims payments. Plus, its NAIC rating is 1.07, which means Nationwide has received fewer complaints than the average car insurance provider. The company was accredited by the BBB in 1955.
Nationwide Insurance Ratings
- Reviews on WalletHub: 3.8/5
- J.D. Power: 4.1/5
- NAIC: 1.07
- BBB: A+
- S&P: A
- Moody’s: A1
Nationwide Auto Insurance Review Highlights
Rank — Most expensive quartile among major car insurance companies, according to WalletHub’s price comparison.
Top Discounts — SmartRide® (up to 40%), multi-policy, good student, safe driving, and anti-theft.
Basic Coverage Options — Bodily injury liability, property damage liability, medical payments, personal injury protection, comprehensive, collision, and uninsured/underinsured motorist.
Supplemental Coverage Options — Accident forgiveness, roadside assistance, vanishing deductible, and total-loss deductible waiver.
Specialty Auto Policies — Classic car and commercial auto insurance.
To help drivers better understand how much Nationwide car insurance costs, WalletHub’s editors obtained sample Nationwide auto insurance quotes for a mix of driver profiles varying in age and driving record. You can learn more about these sample quotes in the Methodology section of our Nationwide Insurance Review.
Nationwide Auto Insurance Quotes
|Driver Profile||Average Quote|
|18-Year-Old||$305 / month|
|21-Year-Old||$159 / month|
|45-Year-Old||$84 / month|
|45-Year-Old with a Speeding Ticket||$124 / month|
|45-Year-Old with a DUI||$206 / month|
|55-Year-Old||$81 / month|
|65-Year-Old||$84 / month|
As far as price, Nationwide car insurance is more expensive than most of its competitors. The company ranks in the bottom quartile in WalletHub’s price ranking study.
Nationwide’s car insurance coverage options are pretty basic, however, and their list of discounts is relatively limited compared to other auto insurers. But Nationwide does make it convenient to bundle auto insurance with other types of policies, so it’s a one-stop shop.
Nationwide car insurance is not available in Alaska, Hawaii, Louisiana or Massachusetts, unfortunately.
Nationwide Home Insurance Review Highlights
Nationwide offers both homeowners insurance and renters insurance, along with discounts for bundling them with other Nationwide insurance policies.
A homeowners insurance policy from Nationwide covers your home and personal property against damage from fire, weather damage and other risks. It also protects you in case of a lawsuit related to a covered loss on your property.
Similarly, Nationwide renters insurance protects your personal belongings from theft or damage. It also covers medical bills for guests who get hurt while visiting a property you rent and the cost of temporary housing should your dwelling need repairs.
Overall, Nationwide’s homeowners and renters insurance policies provide dependable coverage at a reasonable price.
Bottom Line: Is Nationwide a Good Insurance Company?
Yes, Nationwide is a good insurance company, earning a rating of 2.9/5 from WalletHub. In addition to solid auto insurance coverage, Nationwide offers a wide variety of insurance products for individuals and businesses, as well as banking/investment services and retirement plans.
Some of Nationwide’s most interesting features are its highly rated mobile app and free On Your Side® annual assessment, where an insurance professional reviews your existing policies to ensure you are adequately protected. However, Nationwide could offer more in terms of coverage variety. To learn more, check out WalletHub’s complete Nationwide Review. You can also read some of the reviews from other consumers below.