The Hartford Insurance Review
The Hartford Insurance is a good company, earning a rating of 3.1/5 from WalletHub’s editors, based on customer reviews, insurance quotes, and ratings from watchdog groups. For example, The Hartford’s NAIC rating is 0.36, which means the company has received far fewer complaints than the average car insurance provider. However, The Hartford Insurance reviews from consumers do tend to focus on poor customer service, high premiums, and delays in claims payments.
The Hartford Insurance Ratings
- Reviews on WalletHub: 2.6/5
- J.D. Power: 4.1/5
- NAIC: 0.36
- BBB: A+
- AM Best: A+
- S&P: A+
- Moody’s: A1
The Hartford Auto Insurance Review Highlights
Rank — 3rd cheapest quartile of major car insurance companies, according to WalletHub’s research.
Top Discounts — Multi-policy, multi-vehicle, vehicle safety equipment, and defensive driving.
Basic Coverage Options — Bodily injury liability, property damage liability, medical payments, comprehensive, collision, and uninsured/underinsured motorist.
Extra Coverage Options — RESCUE 1-800®, The Hartford’s emergency roadside assistance service that provides towing services, gas delivery services and more.
Other Specialty Auto Insurance —The Hartford’s AARP® Auto Insurance Program as well as classic car insurance, RV insurance and commercial auto insurance.
To help drivers better understand how much car insurance from The Hartford costs, WalletHub’s editors obtained sample auto insurance quotes using driver profiles that vary in terms of age and experience. You can learn more about these sample quotes in the Methodology section of our full review of The Hartford Insurance.
The Hartford Auto Insurance Quotes
|Driver Profile||Average Quote|
|18-Year-Old||$182 / month|
|21-Yea- Old||$112 / month|
|45-Year-Old||$72 / month|
|45-Year-Old with a Speeding Ticket||$111 / month|
|45-Year-Old with a DUI||$265 / month|
|55-Year-Old||$63 / month|
|65-Year-Old||$63 / month|
In terms of pricing, The Hartford Insurance’s rates are pretty steep, though not the most expensive you’ll find. The Hartford Insurance ranked in the third quartile of major insurers in WalletHub’s cost comparison.
The Hartford Home Insurance Review Highlights
The Hartford offers several homeowners insurance policies. The company also provides coverage for renters and condo owners.
A homeowners insurance policy from The Hartford Insurance protects your home, garage, shed, or other structures on your property from damage caused by covered perils such as fire, storm damage, theft and more. The Hartford Insurance homeowners policies also protects your personal belongings from damage, and it will help pay for additional living expenses if your home is uninhabitable and needs repairs caused by a covered loss.
If you’re a renter, a policy from The Hartford Insurance will protect your personal property from covered losses caused by things like fire, smoke damage, theft, or vandalism, which won’t be covered by your landlord’s policy. Similarly, condo owners will appreciate how The Hartford Insurance policies cover fixtures and improvements you make to your unit, along with personal belongings like clothing, appliances and furniture.
All in all, The Hartford Insurance offers home-insurance shoppers several reliable options. There’s also 24/7 claims support by phone, as well as flood insurance policies for extra coverage.
Bottom Line: Is The Hartford a Good Insurance Company?
The Hartford is a good insurance company, as WalletHub’s editors give it a rating of 3.1/5 for its top-notch claims service and wide range of insurance options. The Hartford specializes in policies for drivers age 50 and older, however, so younger drivers may want to shop elsewhere for better discounts and benefits. There’s also room for improvement in the customer service department.
To learn more, read WalletHub’s complete review of The Hartford Insurance, or check out some of the reviews from fellow consumers below.