First Electronic Bank is headquartered in Salt Lake City, Utah and is an FDIC-insured, state-chartered industrial bank that offers closed-end and revolving private-label bank card financing programs through strategic partners. Each program is tailored to the strategic partner’s customer base to provide consumer and commercial financing solutions.
Great experience with them. Too bad they closed all their stores. Hopefully they can open again some day. Never had an issue with account.
+ 49 users submitted a rating without writing a full review
You cannot set up autopay for the Westgate Resorts Credit Card at this time.
There is no information in regards to automatic payments and if or when they might be offered in the future. You will be notified online or by statement message when this option becomes available.
There is no specification of what credit score is needed for the First Electronic Bank credit card. Based on customer reviews, you need to have at least fair credit in order to get approved.
But currently you cannot apply for this credit card.
If you're interested in other store cards, check out this list.
No, you cannot use your First Electronic Bank credit card anywhere. This retail credit card is issued for Fry's Electronics, operating 34 large retail stores in 9 states.
You can use your card in any of the Fry's Electronics locations or in their online store.
Usually, it doesn't take more than a few minutes to get approved for the Westgate Resorts Credit Card. If the issuer can verify your identity, you'll receive an instant decision about your application.
Otherwise, it can take up to 10 business days to receive an answer. If it's been more than that and you still don't know if you've been approved or denied, call (866) 886-1013 to find out the status of your application.
You need a credit score of 700 or better for the Westgate Resorts Credit Card. That means people with good credit or better have a shot at getting approved for the card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the card. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it's best to wait to apply until you meet the card's credit score requirement. You can check your credit score for free, right here on WalletHub.
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