Info about Brooks Brothers Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards%APR187Reviews6Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Receive 20% off your Brooks Brothers purchases for the first 30 days upon receipt of your Brooks Brothers Welcome Mailing.
One time $50 off select Brooks Brothers in-store purchase of $200 or more.
Receive a $20 rewards card when you make your first purchase outside of Brooks Brothers within 60 days of opening the account.
Earn 4 points for every $1 you spend online or at Brooks Brothers stores; 3 points per $1 spent on gas and groceries; 2 points per $1 spent on dining and ride-share purchases and 1 point for every $1 spent on all other purchases.
Preferred Membership level (with $300 in spending at Brooks Brothers per year) will earn 5 points per $1 spent at Brooks Brothers; and VIP Membership level (with $600 in spending at Brooks Brothers per year) will earn 6 points per $1 spent at Brooks Brothers.
Receive a $10 rewards card for every 1,000 points you accrue.
Can't find what you are looking for? Submit your question about Brooks Brothers Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The credit score you need for a Brooks Brothers Credit Card is 700 or better. That means people with at least good credit have a shot at getting approved for this card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Brooks Brothers Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it's best to wait to apply until you meet the Brooks Brothers Credit Card credit score requirement. You can check your credit score for free on WalletHub.
There is no disclosed starting credit limit for the Brooks Brothers Credit Card. The issuer does not include any specific credit limit information in the card's terms. For the most part, credit limits depend on each applicant's overall creditworthiness. Those with the highest income and best credit scores will...
Share your insights and review the Brooks Brothers Credit Card
5
13%
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71%
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10%
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3%
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3%
3.8
187 reviews
187 reviews
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Jonathan @jdavidwillis35m
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4 Star Rating
Verified Customer
High interest rate, but handy to have for Brooks Brothers sales at their convenient airport locations, in particular. Better to have the Brooks Brothers Mastercard.
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Barry @jbarry_chapman
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5 Star Rating
Verified Customer
Got this card back in 2015 in order to get discount on men’s suit purchase. The card promises additional points, but not reward them - my plan is to delete this card.
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John @johns_996
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4 Star Rating
Verified Customer
Easy to use but apr is way too high Regardless of credit standing. Some day when people use a regular cc at 10.99 instead of the bb card they may change
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William Johnsonston @williamj_18
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1 Star Rating
Brook Brothers Clothes are expensive, and they all made from China. Comparing with Saks Off 5th, I believed I can buy similar dress shirts for little less for brand names, and made in Italy. Last year, when I received Brook Brothers card whenever I spent money at the store, I paid the amount in full within 30 days. This year, toward the end of May, I ordered some shirts and the total amount over the card limit of 68cents, and the card didn't approve. Instead of sending the email to let me know right away, they were let me hanging out there for 7 days. Finally, I received the noticed from Brook Brothers that they couldn't approved(remember over limit for 68 cents!!!!!). I called them for additional card in the amount of 68cents, and yet I still haven't received any notification since yesterday. I was thinking if this table turn around, and if for some reasons I pay my bill late for one day they would charged me $35 late fee in new York minutes instead of delay and without notification. This Brook Brothers card is partnering with Citibank retailer division. Citibank is not very good of customer service and not very good bank to beginning with. Therefore, I give this card and Brook Brothers no stars if I can. I highly recommended not applying for Brook Brothers card and shopping with Brook Brothers. Their customer services at the stores are not that good anyway.
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Ed Abraham @eda1
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3 Star Rating
The Brooks Brothers MasterCard is a decent credit card overall; however, the rewards program can be beat with other more lucrative cards on the market. Brooks Brothers offers rewards that are equivalent to a $20 certificate for every 2,000 points accumulated on the card. Points are accumulated at 4 for 1 for money spent at BB and at an even 1 to 1 for purchases outside of BB. This is not really a great reward all things considered. You would be better off getting an Amazon rewards card, which offers tiered rewards for restaurants and gasoline as well as Amazon purchases. The best reason to hold the BB card is to get special pricing several times a year. The latest program provided a 25% discount on all purchases--online or in the store. This can be a significant savings. I would suggest getting the BB card for this reason, but seek out another alternative for better overall rewards.
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Stephen McPeak @stephenm_21
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4 Star Rating
The Brooks Bothers Credit Card is my primary go to card whenever I need to make a purchase. The rewards I receive this just can't be beat by anything else I have. Their website goes above and beyond to help you understand your spending habits and show you ways to improve. If you are eligible, you should definitely apply for this card.
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Carol DeMott @carold_8
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1 Star Rating
I have had a Brooks Brother credit card for many years. Now all of the sudden the Brooks Brother card changed banks. Today I tried to use my card with is no longer working. I informed Citibank who now sponsors the card. They said the new cards were sent out 10-15 days ago. I don't have y card and have many automatic payments on the card. Brooks Brothers was no help either!. My rating NO stars but I am giving them a one. Really poor customer service. Just a real inconvenience as I am now moving on to a new credit card company because neither Citibank nor Brooks Brothers cares about their customers.
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Penny Noland @wikiawork
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5 Star Rating
The Brooks Brothers Credit Card has the rewards that make customers stick to it unlike many major store credit cards. When you buy the card you are offered an uncommon discount that is enough to boost the morale of shoppers. It offers competitive royalties in points and this gives it the most competitive edge. I recommend it wherever I go as it carries advantage over other major stores in the likes of Walmart.
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Elliot Kleinburd @elliotk_3
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4 Star Rating
The Brooks Brothers Credit Card has great benefits and offers a variety of different ways to get perks. Between the $20 birthday reward, racking up rewards with every dollar spent whether it be within a Brooks Brothers or outside, special cardholder events throughout the year, and the discount given on the first purchase of the card, I don't know if there are many "store" cards that match this. The only downfall would be the interest rate if you do not qualify for the lowest amount. Also not offering a 0% interest deferment is something that, for instance, the Guitar Center Credit Card offers for 18 months, which can be seen as a negative. Overall, though, I would highly recommend this year for those that love shopping at Brooks Brothers or for those looking to start!
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Justin Hite @jchite841
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3 Star Rating
This card seems decent, especially for Brooks Brothers shoppers. 1% cash back on purchases outside of Brooks Brothers seems decent, until you factor in that you have to spend at least $2,000 to receive the reward. I have other cards with cash back that I receive the reward sooner. It is easy to spend $500 at Brooks Brothers, but 4% cash back on in store purchases seems a little low. I would have expected at least 5% and maybe even 10% from a store card. The biggest sell would be the cardholder events, but that depends on the quality of the events. I would also give this card an additional half-star for the birthday reward, if that option were available.
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