Headquartered in Lawrenceville, Ga., Lendmark Financial Services has provided personal and household credit and loan solutions to consumers since its inception in 1996. Lendmark strives to be the lender, employer, and partner of choice by protecting household wealth, offering stability, and helping consumers meet both planned and unplanned life events through affordable loan offerings.... show more
Lendmark Financial Services Reviews
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54%
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3.5
255 reviews
255 reviews
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Lendmark Financial Services
Donald Ayers @ayersdonald083
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5 Star Rating
I wanted to acknowledge and commend Nick Colliver and Heather Smith from the Roanoke Valley View branch. They truly made my personal loan request AND APPROVAL the most pleasant and enjoyable business experience I have ever had. They listened to my needs and allowed me to ramble on and on about all the issues I was going through, and made me feel important to them and really WANTED my loan business, when I was constantly venting to them how frustrated I was with every other lender I had the misfortune of dealing with. I was particularly annoyed with Freedom First Credit Union, I currently have a vehicle loan with and never missed a payment in 2 years, put $8000 down to boot, and they would not give me a personal loan for only $3000. I told Nick that in 3 months when finally I start receiving my monthly social security benefits of $2566, that I'm going to be looking to get a newer vehicle and I would come to him for the loan...never again Freedom First, I only do business with those that help me. Thank you, Don Ayers
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Lendmark Financial Services
BRUCE stoops @ba_stoops
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1 Star Rating
I am 70 years old and I got in way over my head with credit cards and Lendmark loan so I decided to enter into a debt relief program and try to pay off my debt with a discounted rate and it was something I could afford although it was still tight since all of my income is SSI, but that was not good enough for lendmark and they took me to court and what started off as 8000.00 is now 17900.00 because of them charging me 29.8% and late fees, they do not care about anybody or your financial situation, its a damm shame that at 70 I am thinking about ending it all due to MONEY AND GREEDY COMPANIES LIKE LENDMARK, SO PLEASE DO NOT USE THIS COMPANY :(
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Lendmark Financial Services
Brittany Marroquin @brittanygarcia3
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1 Star Rating
Worst company ever borrowed $8000 on 6-7-2024 now as of today my payoff is still $6100 hard to pay off I would not recommend this company to anyone.
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Lendmark Financial Services
Beverly @bjmahomes5867
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1 Star Rating
Verified Customer
Interest rate too high.
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Product: Lendmark Financial Services Personal Loans
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Lendmark Financial Services
ktjones609 @ktjones609
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2 Star Rating
This is specifically for the Lendmark in Lenoir City, Tennessee. They are relentless! They call and email constantly. I literally got an email on Friday the 13th, and my bill isn't even due until March 1st. I'm sure I'll get 2-3 phone calls between now and then, telling me that my bill is coming due. If you're a day late by as much as a day, they call nonstop and then call your references. I never had this issue with the Alcoa branch. Avoid the Lenoir City branch at all costs.
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Lendmark Financial Services
QuickNick1954 @QuickNick1954
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1 Star Rating
Took out a car loan in April 2025. On three occasions in nine months, LendMark has stated that my insurance was canceled or expired. All three times, the information was false. So I fear my vehicle will be repossessed based on their continually false information.
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Lendmark Financial Services
marcellus_elsey @marcellus_elsey
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5 Star Rating
Landmark Financial Services were very helpful and professional in assisting with my concerns. The Glen Burnie Branch gives exceptional support (Ms. Holmes) a mark of excellence in dealing with customers. Thanks so much.
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Lendmark Financial Services
Raveen Ahmed @ahmed_raveen
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1 Star Rating
Verified Customer
My experience with Lendmark has been terrible. I took out a small auto loan for about $7,800 and was given a 23.99% APR without the agent clearly explaining how much interest would be added upfront. Even with on-time payments, my balance somehow jumped to over $11,500, which I only discovered later. I had a co-signer with good credit and still ended up with an extremely predatory rate.
I feel misled and taken advantage of during a stressful time when I needed a car quickly. My desperation and lack of knowledge with loans and APR rates was definitely taken advantage of. Not only will this be my last time working with Lendmark, but I would not recommend Lendmark to anyone. I would highly advise you to look at other options!
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Product: Lendmark Financial Services Car Loans
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christen vanhoek @stoplosingit15
You’ll never pay it off. 95% of your payments goes towards the interest not the principal.
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Lendmark Financial Services
Nicholas Scurlock @nicholas_scurlock_ns
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3 Star Rating
Verified Customer
They voluntarily, without your authorization, give you deferred months of payments, then expect you to accept them and extend your loan period. They are quick to say that they can take payment from cards on file and be insistent about taking it when you try to make a payment arrangement to the point that it’s annoying. How are you gonna tell a customer that you’re gonna take payment without their permission ? There have been employees who call and are not courteous or respectful and will subtly argue with you about payments.
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Product: Lendmark Financial Services Personal Loans
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Lendmark Financial Services
Gwendolyn Jackson @Gwens4313
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1 Star Rating
I have been with Lendmark several years. Former management 4.0. New Management at this branch no -0. My auto company paid over $7000. The check cleared Lendmark. I was not credited in fact my amount increased the money was sent to Head office. My loan appeared higher and my credit score according went down 50 points in 3 days. Run away from this branch as fast as you possibly can 🏃🧑🦼
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Lendmark Financial Services
Pamela Gordon @gordonpamela874
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1 Star Rating
It's a joke; can't reach corporate, Kendra is no help. I can't do a voluntary repo; I'm a senior citizen, not able to financially help. She's been treating me like a child for years.
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Lendmark Financial Services
Angela @neecee519
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1 Star Rating
Highly do not recommend, if you're a co-signer, they go after just your wages, not the other party's. Then, when you go to court about it, they say they were unaware of the other person you co-signed with, was even on the policy. Beware, especially of the Canton, GA office.
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Lendmark Financial Services
William Bagent @wbagent34
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1 Star Rating
This place practices predatory lending in my experience with them. I started making weekly payments to them to pay more towards the principle amount. They have consistenly ripped me off between how much of my payment goes toward principle and interest. I have another loan with Mariner FINANCE and I have NEVER EVER had an issue with them. While interest is high the right amount gets applied to interest and priciple every month without any discrepancy. BE VERY WEARY OF LENDMARK FINANCE. They will do everything in their power to lock you in for as long as possible. Always pay close attention to your payment activity. THEY ARE NOT YOUR FRIEND!!! BEWARE OF THIS BUSINESS. IT'S A SHAME THESE PLACES ARE EVEN ALLOWED TO DO BUSINESS. SHAME ON THEM!!!
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Pamela Gordon @gordonpamela874
I have the same issues how do they stay in business and be allowed to rip people off where is Elon musk
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Lendmark Financial Services
Miriam F @cocoloco3816
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5 Star Rating
Easy process. Knowledgeable and friendly staff. Jonathan was very helpful. I thank Lendmark and Jonathan. I received the money in less than 24 hours.
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Lendmark Financial Services
Brenda Milledge @tarsha3802
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5 Star Rating
If you have less than perfect credit and have a paid-off vehicle to secure your loan, Lendmark Financial is your solution. LMF has provided me with two loans when I needed emergency funding. The process is quick and easy; you can actually have your loan proceeds deposited into your bank account within an hour of approval. So thankful for LMF!
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Lendmark Financial Services Q&A(14 questions)
Get answers to your questions about Lendmark Financial Services below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Lendmark doesn't disclose a minimmum credit score needed for a personal loan, but its loans are marketed primarily to people with bad credit or no credit. Lendmark also offers secured personal loans, which require collateral and should be relatively easy to qualify for. If you fail to pay back a secured Loan, Lendmark can keep the collateral for repayment.
Lendmark does not openly disclose any overall range for personal loan interest rates. In order to find out the range of APRs for your location, you will need to call Lendmark customer service at 1-866-413-8340 and give the representative your ZIP code.
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