Gold Star Finance
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Then they continue. They coax you to answer affirmatively—'not including vehicle or student loans, you have unsecured debt over $10,000, right?'—so you don't realize that they're guiding you down a path they want you to take. Try to back out of the conversation, and they’ll reply, 'But you said you had a large amount of unsecured debt.' This is a sly, underhanded tactic used by the lowest of the low.
Next, they attempt to pull you in. If you choose not to answer any of their questions, as I did, they say, 'I understand, [insert first name], but you would like to consolidate your unsecured loans and have one small monthly payment, right?' There's the bait again. Attempt to leave the conversation once more, and they’ll persist, 'If you just answer a few questions, we can put you in touch with one of our debt consolidation experts. You want to consolidate your unsecured loans, right?' I told the person I was ending the conversation and hung up. They'll probably call back tomorrow.
Listen, if a company employs these tactics, do not use their 'services.' Working with banks and consolidation companies is always going to be a lopsided endeavor in their favor, but there's no telling to what lengths Gold Star Financing will go and what they'll convince you to agree to if they start with such contemptible deception.
In summary, I implore you, do not agree to anything they say when you receive a cold call from them. Just hang up.
The manager tries to belittle you when your credit history is not so great. Instead of a yes or no they try to embarrass you by showing you accounts in collection from years ago. She even said" I don't want to be in this list"as if the accounts went to collections willingly and on purpose. I made my payments and even refinanced because i needed emergency cash. Then i fell behind because i got sick and missed a week of work then the harassment started. They are not understanding at all and are quick to threaten you with repossession of the items I listed for collateral. Just a few weeks late and they are already threatening to do this. They also call you more than the 2 times allowed by law. The calls have to be ignored since the lady at the military dr store is aggressive and hostile and would argue on phone while at work
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