MTC Federal Credit Union

Just opened up account and Reagan clark was very helpful and was very courteous and was great.Looking forward to banking with yall.

I love banking here; I have a checking account, savings, and a credit card and have no issues or complaints. They really help you with your financial goals.

Worst experience I've ever had in depositing my funds. The officer seemed amazed that anyone would want to open a CD there. Asked a lot of too-personal questions and fooled around for at least an hour to open four simple CDs. The officer made a hard credit inquiry, for a reason I cannot fathom, because I wasn't asking to borrow any money, just to DEPOSIT my own! That resulted in about a 5 point credit rating hit (thanks a lot). There was no customary "welcome" folder, just a two-foot long cash register tape.
About two weeks after I opened the accounts, I got a call from a flunky at MTC, asking for personal information, out of the blue. I asked her whether my money was safe and earning interest. She said that it was. I refused to answer any personal questions and told here not to call back. Fifteen minutes later, I received a call from the original officer who opened the accounts. She hadn't realized that one of the checks I deposited had been endorsed by someone else, "For deposit only". She kept me on the phone for at least fifteen minutes, demanding contact information for the person who had endorsed the other check. I eventually put her in contact with that person, who told her that it was indeed what the endorser had intended.
Who knows when this officer will find another excuse to contact me and further annoy me.
My CDs will mature in seven months, and MTC Credit Union will NEVER get any of my business again! One star is really flattery for this disorganized outfit.

MTC Federal Credit Union will withdraw funds from your checking account to pay towards your credit card without your permission. I had paid on my credit card on April 4; my next payment was due in May. Without my permission, or an email or call, the credit union withdrew another payment from my checking account. Years ago, this was a very professional company, but now it is definitely Not.

I’ve been banking with MTC for almost a year now and they are awesome. The manage there now approved me for a car load, etc. I’m very HAPPY and I know there’s about to be positive change with my credit. Mrs.Kaci(manager), you ROCK girl!!

Had been with MTC since its inception, realized they had been withdrawing money from my account, without my knowledge for inactivity. I asked them for my money back and I would set up an automatic deposit each month. They would not, guess they would rather have my money they took than have my business. Wish I could give them less than one star.

My husband and I have been with MTC Federal Credit Union for over ten years. We have multiple accounts which include car loans, savings, checking and custom accounts. We love their online banking and that we can see everything on one page. This includes our kids savings accounts as well. We also use their mobile banking, which is fantastic. It is so easy to use and very convenient. I can take a picture of my check to deposit and it is in my account that day. I highly recommend this credit union especially for the friendly and courteous service we receive when we walk into the branch.

We have been with MTC Federal Credit Union for almost year now. We are in southern Oklahoma and have a savings and checking account with them. The staff have been exceptionally friendly and have gone above and beyond to answer any questions we have. When looking to purchase a home they answered all of our questions and didn't try to get us to get a mortgage through them.

There are no hidden fees. You don't get charged for every debit card transaction that you do like with other banks. The debit card reward program is also very nice. We use it to get free hotel rooms when we are on vacation.

I would recommend MTC to anyone wanting to open a new account, be it checking or savings.

My husband and I love our bank MTC Federal credit union. The staff is very nice and helpful. The hours of the bank are 7:00 am to 4:00 pm. We love this because if we need to go to the bank for any reason we can get it done before work. The bank is fast to resolve any problems you are having. We have a checking, savings, car loan and credit card through this bank. The payments and interest rates are reasonable and affordable. I love that you can have the option of a Christmas club account to help you save for the holidays. Also you can use your debit card at any ATM that don't charge you fees for free because MTC does not charge you to use other ATM's. There is more pros than cons to this bank and that is why I recommend this bank to any friend and family I know.