OneAZ Credit Union is proud to serve local communities in the state of Arizona. We',re a local full-service financial institution, which means your money stays in Arizona and we invest profits back into our members and the community. Hop into a new set of wheels with a low-rate auto loan, finance your dream home,... show more
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Find out if you are eligible to join OneAZ Credit Union.
OneAZ Credit Union Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 01/15/2026.
4.0
1,455 reviews
from WalletHub and across the web
1,455 reviews from WalletHub and across the web
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OneAZ Credit Union
avabrooke1202 @avabrooke1202
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5 Star Rating
Seidy Trejo was so wonderful to work with! It was my first time refinancing, and she was so patient and kind throughout the whole process. I could not recommend her more!
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Product: OneAZ Credit Union Car Loans
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OneAZ Credit Union
maalba1013 @maalba1013
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5 Star Rating
Adam Petri was very helpful and understanding with my situation. Mario
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Product: OneAZ Credit Union Checking
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OneAZ Credit Union @OneAZCU
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
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OneAZ Credit Union
rbayne559 @rbayne559
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5 Star Rating
I recently obtained a vehicle loan through OneAz Credit Union (my third loan over the years with them). As always, the process was simple and efficient. Everything was completed online, and the only thing I did in person was stop into my local branch to sign three forms for ADOT. Lindsay Herriott was great to work with throughout the process. My rate and terms are better than what I had anticipated. I highly recommend OneAz for loan consideration.
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Product: OneAZ Credit Union Car Loans
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OneAZ Credit Union @OneAZCU
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
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OneAZ Credit Union
kinkela Bowman @mr_kbowmanz
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5 Star Rating
Lindsay Herriott was amazing; she made the process go smoothly!
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Product: OneAZ Credit Union Car Loans
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OneAZ Credit Union @OneAZCU
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that Lindsay and our team provided you with helpful service. We value your membership and look forward to serving you again.
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OneAZ Credit Union
k_sortiz_1128 @k_sortiz_1128
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5 Star Rating
The lowest APR out of all the other offers I received. Charlene was extremely helpful in navigating the process, very knowledgeable, and got my loan done very promptly and quickly.
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Product: OneAZ Credit Union Car Loans
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OneAZ Credit Union @OneAZCU
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
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OneAZ Credit Union
marco5150 @marco5150
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5 Star Rating
Had the pleasure of working with Wes Koontz, Virtual Banker, on an auto loan, and using the word "working" is not a fair description. Wes was super easy to communicate with, kept me up to date throughout the process, and delivered. All without delay and any pain! Couldn't have asked for a better relationship! Thank you.
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Product: OneAZ Credit Union Car Loans
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OneAZ Credit Union @OneAZCU
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
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OneAZ Credit Union
John Hh @gahdin2020
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5 Star Rating
The team at OneAZ Credit Union (Zach Rafidi, Leslie Ayala, Rita Gibson, and Rich Osburn) made the mortgage application process so easy and seamless here in the Phoenix, AZ metro area. They kept us informed every step of the way, gave us a great rate, and separately, helped our son get an affordable 30-year fixed-rate mortgage with down payment assistance for his first home purchase! I highly recommend that you contact them when you need a mortgage.
John H.
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Product: OneAZ Credit Union Mortgages
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OneAZ Credit Union @OneAZCU
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
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OneAZ Credit Union
bnbstuff23 @bnbstuff23
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5 Star Rating
Marisa Felix, I am so thankful for you. What took everyone hours took you 4 minutes, and you even helped get money back into my account. I was lost, and you seriously saved me. Thank you so very much. You should be running the bank, period. You're the best. Thank you so much. Brandi M. Dukes
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Product: OneAZ Credit Union Checking
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OneAZ Credit Union @OneAZCU
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
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OneAZ Credit Union
paula k Jensen @katiej53
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5 Star Rating
ONEAZ Credit Union is the best. Lindsay Helligan is a great asset for the organization! She helped me get a small personal loan for a major truck repair. She was knowledgeable and understanding, and lowered my stress level greatly. She deserves a promotion and a healthy raise. Thank you.
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Product: OneAZ Credit Union Personal Loans
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OneAZ Credit Union @OneAZCU
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
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OneAZ Credit Union
Erica Martinez Parra @emtz0528
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5 Star Rating
I had the best experience working with Arnol. He was very efficient and very responsive. I refinanced my vehicle and it was easier than I expected. I highly recommend OneAZ Credit Union.
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Product: OneAZ Credit Union Car Loans
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OneAZ Credit Union @OneAZCU
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
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OneAZ Credit Union
yogi21x @yogi21x
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5 Star Rating
Yesterday we could not access my wife's online account. It's a long story, but our only option was to call customer service. We were fortunate to contact a service representative named Melissa, and she spent at least 30 minutes helping us solve the problem. She was 100% supportive, friendly, and extremely knowledgeable. I'm 81 and have a fair knowledge of computers and better knowledge of "customer service," and I was really impressed in both areas with how Melissa handled our problems.
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Product: OneAZ Credit Union Business Services
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OneAZ Credit Union @OneAZCU
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
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OneAZ Credit Union
pimarine21 @pimarine21
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1 Star Rating
I had high hopes for alone AZ Credit Union. It was the worst car buying experience I have ever had! You're better off just getting the loan from the dealership. It's almost impossible to get in touch with Zach. He did not send the proper paperwork to Toyota, so I have to make payments to Toyota and OneAZ. What should have been a simple transaction has turned out to be a headache. You can't even get in touch with a manager; they will not transfer me or give me access. I understand that mistakes happen, but they have no communication to let me know what's going on. I will not be using this bank again.
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Product: OneAZ Credit Union Car Loans
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OneAZ Credit Union @OneAZCU
Thank you for sharing your experience with OneAZ, pimarine21. We sincerely apologize for the difficulties you faced and appreciate your feedback. It's clear we fell short in providing the helpful service you expected. Your concerns will be addressed to improve our processes. Thank you for your input.
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OneAZ Credit Union
glenewhittenberg @glenewhittenberg
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5 Star Rating
Worked with Marcia Garcia on the refinance of my car loan. Excellent service. No surprises. Super fast. All documents were signed online. I had to go in to sign the power of attorney, but that took only 5 minutes. And it was a great rate.
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Product: OneAZ Credit Union Car Loans
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OneAZ Credit Union @OneAZCU
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
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OneAZ Credit Union
josh_bothwell @josh_bothwell
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5 Star Rating
Wes Koontz went the extra mile to answer my questions and made the whole process painless. Clear and professional, thank you for your assistance.
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Product: OneAZ Credit Union Personal Loans
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OneAZ Credit Union @OneAZCU
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
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OneAZ Credit Union
Edwin Sicairos @edwinsicaiross
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5 Star Rating
Zach Rafidi is the man! He made the refinancing process quite a breeze. This is my second car loan with OneAZ, and I couldn't be happier! Thanks, Zach! Can't wait to work with you again, brother.
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Product: OneAZ Credit Union Car Loans
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OneAZ Credit Union @OneAZCU
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
Get answers to your questions about OneAZ Credit Union below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Congratulations on your years of service for the state! OneAZ offers several types of loans. Visit us athttps://www.oneazcu.com/personal/loans/ to learn more.
If you%re ready to proceed with an application, there are several options. You can schedule an appointment with us at OneAZcu.com/branches to meet with us in-person or virutally. We can also take your application by phone at 844.262.6805.
If you prefer to apply online, visit us at OneAZcu.com. Our team will reach out to you within 24 business hours to review your application.
Hi there! A Pay Down request lets OneAZ know you would like to pay down your balance and keep your line of credit open. For personalized assistance on this topic, please connect with us at [email protected].
OneAZ serves over 10,000 businesses across Arizona, providing personalized banking services and a full suite of financial products to help businesses thrive. By partnering with OneAZ, business owners benefit from relationship-based banking. Forming these relationships allows the OneAZ business team to address the unique needs of every business, helping ensure their success.
OneAZ is proud to partner with businesses that represent a diverse range of backgrounds. The credit union's supplier diversity program encourages minority-owned, woman-owned,...
The membership requirements at OneAZ Credit Union include geographic location, real estate ownership, sponsorship, or family ties. Here's a clear breakdown of the requirements:
Geographic Eligibility: You must live, work, worship, or attend school anywhere in the state of Arizona.
Real Estate Ownership: Persons under contract to purchase real estate in Arizona, either for residence (at least part-time) or for business purposes in served counties, are eligible to join OneAZ Credit Union,...
Hello, You may refinance an existing loan with OneAZ and it's easy to apply. Visit us at OneAZcu.com to complete an application. If you prefer to speak with a personal banker to complete an application, call us 24/7 at 844.336.0347. To meet with a banker in-person or through zoom, schedule an appointment at OneAZcu.com/branches.
Hi! OneAZ can assist with a wire transfer in a OneAZ branch or over the phone. Please call us at 844.663.2928 to begin a wire transfer.
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