Simmons Bank was founded in 1903 in Pine Bluff, Arkansas, with the first day's deposits of $3,338.22. Today, Simmons has approximately $21.9 billion in total assets with more than 3,000 associates. But still, they take pride in being a community bank that just happens to have the strength of one of the premier banks... show more
Simmons Bank Reviews
5
22%
4
45%
3
23%
2
6%
1
4%
3.8
1,085 reviews
from WalletHub and across the web
1,085 reviews from WalletHub and across the web
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Simmons Bank
sweep_swabs_0i @sweep_swabs_0i
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1 Star Rating
I don't personally have this bank but my partner does and let me tell u this bank is NOT WORTH YOUR TIME OR HARD EARNED MONEY! They play game after game and cant give you a good reason to as why your own funds cant be updated she deposited a check over a week ago and also deposited small amounts from her side hustle of door dash etc and she has been unable to access her funds for a week+
Can no longer do a wire transfer over the phone and their ach payment system online doesnt work right, it just wants to send a check. Time to switch banks because this bank is not good for businesses. I have to drive 20 miles to complete a purchase because this bank sucks
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Product: Simmons Bank Business Services
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Simmons Bank
amber kay @Kay3Amber
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1 Star Rating
Since day one of them taking over, this bank has had the worst overall business ratings on every level. From limiting me to what I can deposit, to restriciting online depsoits, most locations closing in my general area making it harder to get to what location is left to do deposits, limiting hours amd closing on Saurday mornings, let alone how they treat loyal customers like their business isn't wanted. My debit card won't work at some businesses and even though theirs sufficient funds won't process, had this happen more than 10x's.This bank has no customer base and has driven away so many clientale due to their poor resolutions.
This is the worst bank experience I've had in a long time, can't wait to close my business account, talking too Terry Woods branch manager was a waste of time!
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Product: Simmons Bank Business Services
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Simmons Bank
debcan @debcan
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2 Star Rating
BAIT & SWITCH BANK!!
Sent me a $25 statement credit notice via email. Needed to purchase within 6 days. I did. No statement credit. WHY? Well in the VERY small print, I had to purchased $1,000 of merchandise!! That little morsel was buried in small print at the bottom of the email!!!! OOOOH but they got me! NEVER AGAIN. I thought I was savvy to all the nasty little tricks...oh well, the older I get the more I learn. Thanks SIMMONS...good lesson. BYEEEEEEEEEE!!
Fast and easy approval of PPP loan. Dealing with Dave the loan officer could not have gone better. After supplying the requested documentation, I had the money in my account within a week.
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Product: Simmons Bank Personal Loans
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Simmons Bank
Mary Talbot @mt_mt
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1 Star Rating
My business checking was exposed to fraud and we had to cancel the debit card. Ordered new one. Never came. Ordered another one. Never came. It has been SIX WEEKS. They just can't pull it together. I have had a Simmons savings account since I was a child--we are Simmons people. Unfortunately I just can't do business this way. Customer service has plummeted in the last 10 years. So sad to see this bank spiral downhill.
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Simmons Bank
Richard Martin-busher @Busher48011
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1 Star Rating
Worse bank I ever had closed my account right before my direct deposit ,claimed. Fraud A LIE I ONLY USED IT WHEN MY SSI CHECKE CAME THEY WERE WRONG AND UNJUSTIFIED AND CUSTOMER SERVICE TREATED ME LIKE TRASH WHEN I TRIED TO GET A EXPLANATION
Unprofessional at best ..the bank closed my account with several thousand in it because someone wrote me a bad check..this bank even charged me a fee for it..they need to fire the tmc branch manager..
Only reason one star is zero is not an option. I had banked with Triumph for years when Simmons purchased Triumph. I had three accounts with considerable balances. I wanted to make a wire transfer and they locked my accounts and there was no one would even tell me why nor could I get any one to even talk to me. My advice is to just run.
The easiest way to apply for the Simmons Bank Visa® card is online. You can also apply in-person at a Simmons bank branch, or by mail, if you received an offer to apply. Unfortunately, you cannot apply by phone.
Here is how to apply for the Simmons Bank Visa® card:
Online: Visit the Simmons Bank Visa® web page and click the "Apply Online" button.
In-person: Visit your local Simmons bank branch and speak with a bank associate about wanting to submit an application.
By mail: If you received a mailed offer, complete the application and return it to the enclosed address.
Regardless of how you choose to apply, you will need to provide personal information like your contact details, Social Security number (SSN), employer information and some basic financial information (such as annual income and monthly housing payments).
The Simmons Bank Visa® card requires excellent credit (a credit score of 750+) for good odds of approval. So if you don't know where you stand, you can check your credit score for free, right here on WallletHub.
You need excellent credit (i.e. a credit score of at least 750) to get the Simmons Bank Visa® Platinum.
Keep in mind that variables such as employment status and ability to pay will also be considered.
If you'd like to see where your credit stands, and thus get a rough sense for your odds of approval, you can check your VantageScore 3.0 credit score for free on WalletHub. You will get daily updates to your score and full credit report as well as 24/7 credit monitoring.
