Ramses Delgado, Banking Moderator
@ramses_delgado1
Bay Federal Credit Union could be a good option if you prefer in-person banking and live in the Monterey Bay area in California. It offers various checking and savings options, to meet the needs of different members.
However, there are some limitations to consider. Membership eligibility is limited to individuals that live, work, worship, or attend school in certain California counties. Additionally, if you prioritize quality customer service or savings accounts with higher interest rates, you might find better options elsewhere.
Ultimately, the best bank depends on your individual needs and priorities. It's helpful to compare options and consider factors like fees, interest rates, branch access, and online banking features before making a decision.
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