Alexandra Barring, Banking Moderator
@alexandra
To cash a Capital One check, you can choose between a few ways depending on your preference and urgency, such as mobile deposit, ATM deposit, in person at a Capital One branch, another bank or store:
- Mobile Deposit: This is the fastest and most convenient option if you have a Capital One mobile banking app. Funds are typically available within 1-2 business days.
- ATM Deposit: Many Capital One ATMs accept check deposits. You'll need to insert your debit card, enter your PIN, and follow the on-screen prompts to deposit your check. Availability of funds may vary depending on the ATM and amount deposited.
- Capital One Branch: Visit a branch and deposit your check with a teller. This is a good option if you don't have a mobile banking app or prefer face-to-face interaction. Funds are typically available immediately after the deposit is processed.
- Check Cashing Stores: Non-Capital One customers can cash their checks at check-cashing stores or retail outlets like Walmart, but be aware of potential fees.
- Your Bank: Some other banks may allow you to cash a Capital One check, but they will likely charge you a fee for the service. The fee can vary depending on the bank and the amount of the check. It's always best to call the bank beforehand to inquire about their check cashing policy and fees.
For more information on Capital One's check cashing options and policies, you can contact customer service by phone at (877) 383-4802.
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