Ramses Delgado, Banking Moderator
@ramses_delgado1
There is generally no universal deposit limit for checking accounts, whether the deposit is by cash, check, or electronic transfer. However, specific limitations and considerations do apply based on federal regulations, individual bank policies, and the method of deposit.
Since policies vary, it is always best to contact your bank directly to confirm any specific deposit limits, fees, or requirements for your account, especially when dealing with large transactions or mobile deposits. If you plan to deposit over $10,000 in cash, be prepared to provide documentation if requested, and avoid structuring deposits to remain compliant with federal law.
You can check the best checking accounts available to ensure that whatever decision you make really fits your goals.
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