Ramses Delgado, Banking Moderator
@ramses_delgado1
The mph.bank Free Checking Account offers an APY of 0.00% - 4.00%, depending on the account balance. For balances up to $50,000, the APY is 4.00%. However, amounts exceeding $50,000 do not earn interest.
To qualify for the highest APY, you must set up a monthly direct deposit of at least $2,000. For the most current details, visit mph.bank’s website or contact customer service at (800) 892-8798.
You can check the best checking accounts available to ensure that whatever decision you go for really fits your goals.
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