Ramses Delgado, Banking Moderator
@ramses_delgado1
If you have an unused cashier’s check, you have a straightforward option to reclaim the funds without it being treated as “lost” or “stolen.” While the process may vary slightly by bank, you can typically cancel the check and request a refund. To do so, take the check to a branch of the issuing bank and ask for cancellation. You’ll need to provide valid identification and may be required to complete a form.
Keep in mind that policies differ by institution, so it’s best to contact your issuing bank first to confirm their specific procedures. Fees or waiting periods may apply.
You can check the best checking accounts available to ensure that whatever decision you make really fits your goals.
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