John Miller, Credit Cards Moderator
@john_miller
No, you cannot use your Atlas Credit Card instantly after approval, though you can use it before the physical card arrives. More specifically, you’ll be able to create a virtual card to use before your physical card arrives, but your account needs to be activated first.
Activation happens once your initial membership fee is successfully processed, which can take 2–3 days after the payment is initiated.
How to Create an Atlas Credit Card Virtual Card
- In the Atlas mobile app, tap “Home,” followed by “My Cards” and then “Virtual Cards.”
- Tap on “+ Create Card.”
- Create a Standard Virtual Card and assign a name to it.
- Add the card to Apple or Google wallet, or simply use the card number to shop online.
Note that for new accounts, the virtual card limit cannot be higher than $100. This restriction is removed once the physical card arrives and is activated.
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