Sue Patterson, WalletHub Analyst
@sweetsue
No, you cannot use your Home Depot® Credit Card anywhere you want, as you can only use it for purchases at Home Depot stores. The Home Depot® Credit Card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers. The Home Depot® Credit Card offers accountholders a first-purchase discount and has an annual fee of $0, so it might be worth getting for people who shop at Home Depot often.
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People also ask
What is the Home Depot Credit Card credit score requirement?
The Home Depot® Credit Card credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the Home Depot® Credit Card.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Home Depot® Credit Card, too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and...
read full answer by Maria Adams, Credit Cards ModeratorCan you pay your Home Depot Credit Card in store?
Yes, you can pay your Home Depot® Credit Card in store. To do so, visit any Home Depot store and ask for assistance at the customer service desk. There are several other payment methods available for the Home Depot® Credit Card, too.
Here's how to pay your Home Depot® Credit Card:
- In-store: Visit your local Home Depot and ask for assistance at the customer service desk.
- Online: Log in to your Home Depot® Credit Card online account to make...
How hard is it to get the Home Depot Credit Card?
It is not very hard to get the Home Depot® Credit Card because you only need fair credit (640+ credit score) to qualify. You will also need to have a steady income and be at least 18 years old in order to get the Home Depot® Credit Card. You’ll need an SSN too.
Just keep in mind that even though it’s not especially hard to get the Home Depot® Credit Card, you’re still not guaranteed to be approved.
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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Incorrect, Home Depot credit card payments can indeed be made in-store.