Kelly Johnson, Member
@kellyjohnson
The best way to apply for a Capital One credit card is either online, or over the phone, by calling customer service at (800) 227-4825. Alternatively, you can apply for a Capital One credit card by visiting your local branch.
Here’s how to apply for a Capital One credit card:
- Online: Applying online is the fastest and most straightforward way. You can either do that on sites like WalletHub or through the issuer's website. Usually, a decision is made instantly when you apply online. You will need fill in a form with your personal, contact and financial information.
- Over the phone: You can also apply for a Capital One credit card over the phone by calling their customer service at (800) 227-4825. When prompted, just say that you want to apply for a credit card and you will be connected to a representative.
- At a branch: Another way to apply for a Capital One credit card is in a Capital One branch. Download their mobile app or use this locator to find the nearest one.
To explore your options, you can check out some of the best Capital One credit cards on the market and weigh your options.
Popular Credit Cards from Capital One, Our Partner
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Rewards
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0% Intro APR
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No Annual Fee
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Building Credit
People also ask
When does Capital One report to credit bureaus?
Capital One reports to the credit bureaus once each month, within days after the end of your monthly billing period. Capital One reports a credit card’s credit limit, account balance, payment history, and more to TransUnion, Equifax, and Experian.
After Capital One reports your account information to the credit bureaus each month, it may take a few days before the updates appear on your credit report. When you first open a new Capital One...
read full answer by Mary Lanes, MemberWhat are the Capital One credit score requirements?
We recommend a credit score of 700 or higher (good to excellent credit) to get the best Capital One credit card offers. Other options are also available for people with lower scores, as it is possible to get approved for Capital One credit card with limited credit history or a bad credit score.
Capital One Credit Score Requirements by Card
- Capital One Venture X Rewards Credit Card (see details, rates & fees): 750+ recommended (Excellent credit)
- Capital One Venture Rewards Credit Card (see details, rates & fees): 700+ recommended (Good credit)
- Capital One VentureOne Rewards Credit Card (see details, rates & fees): 700+ recommended (Good...
Does Capital One do a hard pull?
Yes, anytime you apply for a Capital One credit card it results in a hard inquiry on your credit report.
Keep in mind that a hard pull may result in a small temporary decrease in your credit score. Your score may also drop a bit when you get approved and open your account, but that’s only temporary as well.
A hard pull usually causes an applicant's credit score to drop by 5-10 points....
read full answer by WalletHub, Financial CompanyDid we answer your question?
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