Anna Leah, Member
@annaa_leah
It usually takes Capital One 1-2 business days to process a credit card payment if you are paying online, through the Capital One mobile app, or by phone. Payments made before 8 p.m. ET Monday-Saturday will typically be processed the same day, though it may take additional time for the transaction to appear in your payment history.
If you pay with an account from a different financial institution, Capital One may need longer to process your payment. Similarly, Capital One credit card payments made by mail may take longer to process.
How Long Capital One Takes to Process Online Credit Card Payments
| Payment Time | Payment Credited |
| before 8 p.m. ET Monday-Saturday | The Same Day By Midnight |
| After 8 p.m. ET, or on a Sunday/holiday | The Next Day By Midnight |
Depending on how you choose to make a Capital One credit card payment, make sure to allow sufficient time for payment processing. To avoid missing deadlines, you can set up automatic payments for your Capital One credit card.
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How long does it take Capital One to process a credit card payment?
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