What is the Chase Freedom Flex balance transfer offer?

The Chase Freedom Flex foreign transaction fee is 3% of each transaction in U.S. dollars. Every Freedom Flex purchase made with a foreign merchant has an extra 3% of each transaction in U.S. dollars added on to the total cost. That applies to both in-person and online purchases. Because of this fee, Chase Freedom Flex isn’t an ideal card for use abroad.… read full answer

In addition to the 3% of each transaction in U.S. dollars foreign transaction fee, Chase Freedom Flex has a few other fees that are worth mentioning. The balance transfer fee is 5% of the amount transferred (minimum $10). The cash advance fee is 5% of the transaction amount (minimum $10). And the maximum late fee or returned payment fee is $39. On the bright side, the card has a $0 annual fee.

If you’re looking for a good Chase card to use while traveling abroad, you might consider Chase Sapphire Preferred, the Marriott Bonvoy Bold Card or the IHG Rewards Club Traveler Card.

The most important thing you should know before doing a Chase Freedom Unlimited balance transfer is that the card’s regular APR is 14.99% - 23.74% (V) and its balance transfer fee is: Either $5 or 5% of the amount of each transfer, whichever is greater.

Chase only allows you to transfer credit card debt, and you cannot transfer balances from one Chase credit card to another.… read full answer

To do a balance transfer after you’ve gotten the Chase Freedom Unlimited card, log in to your online account, click the “Things you can do” drop-down menu on your account details page, and select “Transfer a balance.” Enter the credit card number with the balance you want to transfer and the transfer amount. Then, click “Continue,” verify your information, and submit the balance transfer. Or, you could request a Chase Freedom Unlimited balance transfer by phone, by calling customer service at (800) 432-3117.

If you’re thinking about applying for Chase Freedom Unlimited, there’s an option to request a balance transfer on the application. From the balance transfer section of the app, enter the existing card’s number and how much you want to transfer. Just know that balance transfers are not guaranteed even if you’re approved for the card.

It’s also important to understand that a Chase Freedom Unlimited balance transfer, including transfer fees, is limited to your available credit or $15,000, whichever is lower. If your balance transfer exceeds the approved limit, Chase will usually reject the transaction. In some cases, they may adjust a transfer request to an amount less than the maximum allowed. Balance transfers can take up to three weeks to process, so be sure to keep up payments on your other accounts until the transfer goes through.