Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
The Chase Sapphire Preferred credit card trip cancellation coverage reimburses cardholders in the event of canceled or interrupted trips due to sickness, severe weather, and other unforeseen circumstances. The insurance covers up to $10,000 per person and a maximum of $20,000 per trip. The covered expenses include passenger transportation and hotel reservations.
Chase Sapphire Preferred Card Trip Cancellation Insurance Details
- Overview: Chase Sapphire Preferred card trip cancellation/interruption insurance covers several unforeseen circumstances that lead to delayed travel arrangements or their cancellation.
- Who is covered: Cardholder and immediate family members (not required to travel with the cardholder).
- How much is covered: Up to $10,000 per person and a maximum of $20,000 per trip.
- What is covered: Unforeseeable circumstances that result in the cancellation or interruption of travel arrangements. Some of these include accidental bodily injury, sickness or death, severe weather, terrorist actions, jury duty or subpoenas that cannot be waived or postponed.
- What isn’t covered: Examples include pre-existing conditions, changes in plans or financial circumstances, and traveling against the advice of a physician, among other things.
- How to Claim: Call the Benefit Administrator at (888) 320-9961 or submit your claim online within 20 days of your trip cancellation or interruption incident. Based on the information given to your benefit administrator, you will be sent the relevant claim forms that you’ll have to complete and return within 90 days (or as soon as reasonably possible) of the incident.
Exclusions and coverage limits might apply. So, make sure to check your Chase Sapphire Preferred’s guide to benefits for more details on trip cancellation/interruption insurance.
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What are the best Chase Sapphire Preferred benefits?
The best Chase Sapphire Preferred Card benefits are trip delay reimbursement and waived DoorDash delivery fees on orders over $12. The Chase Sapphire Preferred® Card also has purchase protection and extended warranty protection, which are more common perks across Chase credit cards.
Chase Sapphire Preferred Card Benefits
- Trip delay reimbursement
- Complimentary access to DashPass a minimum of one year when you activate by December 31, 2027
- Purchase protection
- Extended warranty protection
- Baggage delay insurance
- ...
Does Chase Sapphire Preferred have travel insurance?
Yes, the Chase Sapphire Preferred card does have travel insurance benefits, the best of which are baggage delay insurance and lost luggage insurance. To be eligible to file a travel insurance claim, you’ll need to pay for your travel using your Chase Sapphire Preferred card.
Types of Chase Sapphire Preferred Travel Insurance
- Trip delay insurance: This benefit reimburses you for necessary expenses – such as a hotel room, for example – if your trip is delayed for 12...
What are the best credit cards with trip cancellation insurance?
The best credit card with trip cancellation insurance is the Chase Sapphire Preferred® Card because it offers up to $10,000 in trip cancellation coverage per person and $20,000 per trip. Cardholders can get reimbursed for eligible travel expenses like airfare and car rentals if a trip is cancelled or interrupted due to sickness, severe weather, and other unforeseen circumstances. Chase Sapphire Preferred also has an annual fee of only $95, which is a bargain compared to other credit cards with similar trip...
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