John Miller, Credit Cards Moderator
@john_miller
The Chase Sapphire Reserve card balance transfer limit is either your credit limit or $15,000, whichever is lower. If the balance you want to transfer is greater than the limit, Chase will either decline the request or transfer only a part of the balance. The Chase Sapphire Reserve card has a balance transfer fee and APR as follows:
- Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
- Balance Transfer APR: From 20.24% to 28.74% (V).
These aren’t particularly favorable terms, especially since many cards offer 0% intro rates and some offer no fees on balance transfers. But that's because the card was designed to earn travel rewards, not to help you pay off debt.
If you want a balance transfer credit card with good rates, take a look at our editors’ picks for the best balance transfer credit cards available right now on the market.
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