WalletHub, Financial Company
@WalletHub
Yes, Citibank does have pre-approval. Citibank has an online pre-approval page where potential applicants can quickly check their odds of approval for certain Citibank cards before applying for one. Current Citibank customers may also receive pre-approved offers periodically by e-mail or when logging into their online account. And in some cases, Citibank will send people pre-approved offers for specific cards in the mail.
Getting pre-approved for a Citibank card indicates that your chances of being approved for an account are very high, should you decide to apply. It does not mean that approval is guaranteed.
How to Check for Citibank Pre-Approval Online
- Click “See If You're Pre-Qualified” on the Citibank website.
- Enter your full name, address, email, ZIP code and the last 4 digits of your Social Security number.
- Click “See offers” to view any pre-approved offers.
If you have pre-approved offers, you can apply for the card of your choice directly from the pre-approval site. Simply click the button next to the card you want, and you will be directed to the card’s application page.
To respond to a pre-approved mail offer, visit the website listed in your pre-approval letter and enter the invitation code included with the offer. This allows Citibank to flag the application as pre-approved.
Citibank pre-approvals do not affect your credit score, as they’re done using a soft “pull,” or inquiry. But if you decide to apply for any Citibank card, Citibank will conduct a hard inquiry, which might lead to a small, temporary decrease in your credit score.
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Joe Cottone, Member
@cottone_joe
Yes, they can, and they might. Just go to this link and enter your personal details. Once the calculation completes, they'll show you the cards you have a higher chance of getting.
Sue Annes, Member
@sue_annes
Yes, they can, and you should pre-qualify before you apply. Pre-qualifying is a soft pull, and it won't do damage to your credit score.
People also ask
What are the Citibank credit score requirements?
Citibank’s credit score requirement is good credit or better for most cards (700+ credit score recommended). One exception is the Citi® Secured Mastercard® because it is designed for people with less than 3 years of credit history, which is considered limited credit.
Keep in mind that it’s best to wait to apply for a given card until you meet the credit score requirement. You can check your credit score for free on WalletHub.
Credit Score Recommended by Citibank Card
- Citi® Secured Mastercard®: less than 3 years of credit history (Limited History credit)
- ...
What is the easiest Citibank credit card to get?
The Citi® Secured Mastercard® is the easiest Citi credit card to get as it’s the only Citi card that will accept applicants with limited credit (less than 3 years of credit history). The Citi Secured card requires a $200 refundable security deposit, but it has a $0 annual fee.
There are a few Citi cards available for people with fair credit, namely some Citi store cards. Just note that store credit card purchases are limited to the affiliated merchant or their website.
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read full answer by Theresa Chalfant, WriterHow can I get a Citi Rewards+ virtual credit card?
To get a Citi Rewards+ Card virtual credit card number, log in to your Citi Rewards+ Card account and sign up for Citi Virtual Accounts Numbers. Once Citibank generates a virtual card number, you will be able to make online purchases with increased protection against credit card fraud. Citibank will generate a different card number each time you request one.
How to Get a Citi Rewards+ Card Virtual Credit Card
- Log in to your Citi account through the...
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Prequalifing is no longer available
Doesn't look like they are allowing that anymore.