What is the average credit card activation time limit? This question is about Credit Cards

What is the average credit card activation time limit?

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This question is about Credit Cards

Debbie Fischer, WalletHub Analyst

@debbie.fischer • 10/16/18 This answer was first published on 10/16/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Unfortunately most issuers won't disclose their credit card activation time limit. But a fair assumption, based on what most cardholders report, is between 60 and 90 days.
Nevertheless, your card will appear on your credit report even if you don't activate it. That won't drastically affect your credit score. But it will improve your credit utilization ration ratio, even if you never activate the card.

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