John Miller, Credit Cards Moderator
@john_miller
There are several common reasons why your credit card cash advances was declined, such as:
- Insufficient credit limit: If you have already reached your credit limit, you may not be able to take out a cash advance.
- Cash advance limit: Your credit card may have a separate cash advance limit that is lower than your credit limit. If you have reached your cash advance limit, then you won’t be able to withdraw any more cash.
- Late payments or over the limit: If you have a history of late payments or have exceeded your credit limit in the past, your credit card issuer may decline your cash advance request.
- Bank or ATM issues: The bank or ATM you are using to withdraw the cash may be experiencing technical difficulties or may not accept your credit card.
- Suspicious activity: If your credit card issuer suspects fraudulent activity on your account, they may decline the cash advance request as a security measure.
It's best to contact your credit card issuer to get more information about why your cash advance was declined and how you can resolve the issue. You might be able to reach them through your online banking account. Or, you can call the number located on the back of your card.
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