What are the best credit cards with Priority Pass airport lounge access?

The best credit card with Priority Pass airport lounge access is the Chase Sapphire Reserve card. In addition to this benefit, Chase Sapphire Reserve offers 125,000 points for spending $6,000 in the first 3 months, 1 - 8 points per $1 spent on purchases, and an annual $300 travel credit, among other perks.

Priority Pass is a network of 1,500+ airport lounges located around the world. Without a credit card, Priority Pass memberships cost $99-$469 per year, depending on the membership level. The membership you’d get with most credit cards is similar to the $469 Prestige level, as it includes unlimited lounge access for cardholders. In addition, the Priority Pass benefit typically includes guest passes, unlike the stand-alone plans available for purchase. Just note that most credit cards require activation before taking advantage of this benefit.

Best Credit Cards with Priority Pass in 2025

Priority Pass Access: Free for primary cardholder and authorized users

Guest Policy: Up to two guests free ($27 for each additional guest)

Welcome Bonus Offer: 125,000 points for spending $6,000 in the first 3 months

Ongoing Rewards: 8 points per $1 spent on purchases made through Chase Travel℠ (including The Edit℠), 4 points per $1 on direct bookings with airlines and hotels, 3 points per $1 on dining, and 1 point per $1 on all other purchases

Annual Fee: $795

Priority Pass Access: Complimentary for the primary cardholder and additional Platinum Card® members (enrollment required)

Guest Policy: Up to two guests at no cost (fee for each additional guest)

Welcome Bonus Offer: You may be eligible to earn as high as 175,000 points for spending $8,000 on eligible purchases within the first 6 months (welcome offers vary and you may not be eligible for an offer; apply and, if approved, find out your offer amount and accept the card with your offer, spend $8,000 in 6 months, and receive the points)

Ongoing Rewards: 5 points per $1 spent on flights booked with airlines or with American Express Travel® (up to $500,000 spent per year), 5 points per $1 spent on prepaid hotels booked with American Express Travel®, and 1 point per $1 spent on all other eligible purchases

Annual Fee: $895

Priority Pass Access: Free for the primary cardholder and authorized users (enrollment required)

Guest Policy: Up to two guests free (fee for each additional guest)

Welcome Bonus Offer: 60,000 points after spending $4,000 in the first 3 months

Ongoing Rewards: 5 points per $1 spent on travel including flights, hotels and car rentals, 2 points per $1 spent on restaurants and dining out, as well as $1 point per $1 spent on all other purchases

Annual Fee: $495

Priority Pass Access: Up to 4 free visits for the primary cardholder (enrollment required)

Guest Policy: Fee for each additional guest

Welcome Bonus Offer: 20,000 points for spending $1,000 in the first 90 days

Ongoing Rewards: 5 points per $1 on prepaid hotels and car rentals booked directly in the Altitude Rewards Center, 4 points per $1 spent on travel, 4 points per $1 at gas stations and EV charging stations (on the first $1,000 spent each quarter), 2 points per $1 at grocery stores, 2 points per $1 on dining and streaming services, and 1 point per $1 on all other purchases

Annual Fee: $0

Benefits of a Priority Pass Membership

• Access to 1,500+ airport lounges
• Wi-Fi and charging outlets
• Seating areas and workspaces
• Food and snacks
• Complimentary refreshments
• Airport dining, retail, and spa discounts

Note that credit cards with Priority Pass often come with high annual fees. That’s not surprising considering the value of Priority Pass access, but you’ll want to get your money’s worth. On top of Priority Pass, these cards generally have generous rewards and big initial bonuses.

That being said, credit cards with Priority Pass are not the only credit cards offering access to airport lounges. So, it’s good to shop around.

Sapphire Reserve is best, in my opinion. The rewards are so good the lounge access is an afterthought!

To be honest, a lot of people would be better off getting a cash back card, then paying for lounge access as needed…

I like that US Bank card. 4 visits per year is all I need realistically.

Chase Sapphire Reserve for sure. You get Priority Pass plus Chase lounges. The rewards are awesome too. 

If the fee scares you off, try US Bank Altitude Connect.