John Miller, Credit Cards Moderator
@john_miller
There is no Credit One Platinum Card over limit fee. Credit One may allow you to go over the limit when making a purchase (without having to opt in for this feature), but there is no guarantee that it will happen.
Even though there is no over limit fee, it is not recommended to go over your credit limit. Doing so will increase your credit utilization ratio, which can hurt your credit score. Also, if you exceed your credit line by 20% or more, Credit One may close your account and you could be required to pay the entire account balance immediately.
If you find yourself in need of going over the credit limit often, it might be best to just request a credit limit increase. You can do that by calling customer service at (877) 825-3242 (or the number you see on the back of your card).
Popular Credit Cards from Our Partners
Did we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.