What credit score do you need for a First Financial Bank credit card? This question is about First Financial Bank Credit Cards

You need a credit score of 640 or better for the best First Financial Bank credit card offers, though other options are available for people with lower scores. It is possible to get approved for a credit card from First Financial Bank with a bad credit score, for example. First Financial Bank Credit Score Requirements by Card First Financial Bank Secured Credit Card: 300+ (Bad credit) First Financial Bank Business Credit Card: 640+ (Fair credit) First Financial Bank Platinum Credit Card: 750+ (Excellent credit) Keep in mind that it’s best to wait to apply for a given card until you meet the credit score requirement. You can check your credit score for free on WalletHub. You should also note that your credit score is not the only important factor for approval. There are plenty of other things that will impact your chances of being approved for a First Financial Bank credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

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What credit score do you need for a First Financial Bank credit card?

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This question is about First Financial Bank Credit Cards

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John Miller, Credit Cards Moderator

@john_miller • 11/12/25

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You need a credit score of 640 or better for the best First Financial Bank credit card offers, though other options are available for people with lower scores. It is possible to get approved for a credit card from First Financial Bank with a bad credit score, for example.

First Financial Bank Credit Score Requirements by Card

First Financial Bank Secured Credit Card: 300+ (Bad credit)
First Financial Bank Business Credit Card: 640+ (Fair credit)
First Financial Bank Platinum Credit Card: 750+ (Excellent credit)

Keep in mind that it’s best to wait to apply for a given card until you meet the credit score requirement. You can check your credit score for free on WalletHub.

You should also note that your credit score is not the only important factor for approval. There are plenty of other things that will impact your chances of being approved for a First Financial Bank credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

This answer was last updated on 11/12/25 and it was first published on 06/15/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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* The information about the following cards has been independently collected by WalletHub: First Financial Bank Platinum Credit Card.

What credit score do you need for a First Financial Bank credit card?

First Financial Bank Credit Score Requirements by Card

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