Jamie Thompson, WalletHub Analyst
@ExTaxMan
To get the most out of Chase Sapphire Reserve, start by spending at least $6,000 in the first 3 months after opening the account to earn the card’s initial bonus of 125,000 points. This alone will cover the cost of the $795 annual fee for the first year. Sapphire Reserve cardholders who get maximum value from the card also make full use of its $300 annual travel credit, Priority Pass airport lounge membership, and other benefits.
Additionally, your bonus points are worth $1,250 when redeemed for cash, gift cards, and travel when redeemed for cash, gift cards, and travel. These and several other perks listed below will enable you to get the most out of your Chase Sapphire Reserve card. Just make sure not to spend beyond your means in an attempt to get as much as possible out of the card. Carrying a balance from month to month is one of the easiest ways to limit the Sapphire Reserve card’s value, as it has a pretty high interest rate.
How to Get the Most Out of Chase Sapphire Reserve:
- Spend $6,000 in the first 3 months to qualify for the 125,000 points sign-up bonus.
- Max out the annual $300 travel credit.
- Get the Global Entry/TSA PreCheck/NEXUS application fee credit every four years.
- Maximize travel perks such as Priority Pass airport lounge membership and the Luxury Hotel Collection benefit.
- Transfer points to Chase partner airline and hotel loyalty programs.
- Pay your bill on time and in full every month to avoid interest charges.
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People also ask
What is the Chase Sapphire Reserve credit score requirement?
The Chase Sapphire Reserve® credit score requirement is 750 or higher. That means people with excellent credit may have a decent shot at getting approved for the Chase Sapphire Reserve. You can check your credit score for free here on WalletHub to see if you qualify.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Chase Sapphire Reserve. Some other key criteria include your income, existing debt load,...
read full answer by WalletHub, Financial CompanyCan you still get the Chase Sapphire Reserve 100k bonus?
No, you can’t get the Chase Sapphire Reserve 100k bonus. However, the card comes now with a bigger bonus. More specifically, the card offers 125,000 points for spending $6,000 in the first 3 months of account opening. That’s a generous credit card bonus which helps offset Chase Sapphire Reserve’s $795 annual fee.
Chase Sapphire Reserve Rewards and Perks
- Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Get more than $2,700 in annual value with Sapphire Reserve.
- Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
- Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
It is also worth noting that Chase Sapphire Reserve is an elite travel rewards credit card that’s suitable for big-spenders with excellent credit.
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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