John Miller, Credit Cards Moderator
@john_miller
Yes, it should be safe to use your credit card on Uber rides. According to Uber, the app is encrypted, so your credit card information cannot be accessed by anyone.
In most cases, using a credit card is safer than using a debit card. All major credit card issuers offer a $0 fraud liability guarantee, so you won't have to pay for any fraudulent transactions made with your credit card. On top of that, using a credit card for Uber might prove cheaper than using a debit card, since a lot of credit cards offer rewards while most debit cards do not.
Just keep in mind that data breaches can still happen, which can put your credit card information at risk. This can happen whenever you use your credit card for online purchases, and not just when paying for Uber rides. If you wish to better protect your credit card information when using the Uber app, here's what you can do:
- Consider enabling the 2-step verification process
- Change your Uber password regularly
- Keep an eye on your credit card statements and credit reports for suspicious activity
Bottom line, using your credit card on Uber rides is no more dangerous than using it for online shopping. If you notice any suspicious activity on your credit card, you can always contact the issuer to place a freeze on your card until you dispute the charges and get your money back.
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