Cameron DiGiovanni, Writer
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Yes, the Petal card is legit. Both the Petal 1 Card and the Petal 2 Card are legit because they are actual credit cards issued by WebBank, which is an FDIC member that is accredited by the Better Business Bureau and has an A+ BBB rating. This bank is an FDIC member that is accredited by the Better Business Bureau (with an A+ BBB rating).
There are plenty of other reasons why the Petal cards are worth considering, too, even if you’ve never heard of them. For example, both Petal credit cards have a $0 annual fee.
Why the Petal Cards Are Legit
- Issued by FDIC-member WebBank, which is BBB accredited
- Petal 1 Card is rated 4/5 by WalletHub editors
- Petal 2 Card is rated 5/5 by WalletHub editors
- Both cards report to the three major credit bureaus monthly
- 3.2 / 5 average user rating on WalletHub for Petal 1 Card
- 3.4 / 5 average user rating on WalletHub for Petal 2 Card
- No annual fee
- No foreign transaction fee
- $0 fraud liability guarantee
At the end of the day, the Petal credit cards are actually great options for people with fair or limited credit.
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