Cameron DiGiovanni, Writer
@cdigiovanni20
Yes, the Petal card is legit. Both the Petal 1 Card and the Petal 2 Card are legit because they are actual credit cards issued by WebBank, which is an FDIC member that is accredited by the Better Business Bureau and has an A+ BBB rating. This bank is an FDIC member that is accredited by the Better Business Bureau (with an A+ BBB rating).
There are plenty of other reasons why the Petal cards are worth considering, too, even if you’ve never heard of them. For example, both Petal credit cards have a $0 annual fee.
Why the Petal Cards Are Legit
- Issued by FDIC-member WebBank, which is BBB accredited
- Petal 1 Card is rated 4/5 by WalletHub editors
- Petal 2 Card is rated 5/5 by WalletHub editors
- Both cards report to the three major credit bureaus monthly
- 3.2 / 5 average user rating on WalletHub for Petal 1 Card
- 3.4 / 5 average user rating on WalletHub for Petal 2 Card
- No annual fee
- No foreign transaction fee
- $0 fraud liability guarantee
At the end of the day, the Petal credit cards are actually great options for people with fair or limited credit.
People also ask
Is Petal an unsecured credit card?
Yes, Petal is an unsecured credit card, which means applicants are not required to put down a security deposit to open an account. If you’re approved for either the Petal® 1 Visa® Credit Card or the Petal® 2 Visa® Credit Card, you’ll receive an initial credit limit of at least $300. Your exact credit limit will depend on factors such as your payment history, credit score, and annual income.
The unsecured Petal credit cards are solid starter cards for people with limited credit or better....
read full answerWhat type of card is Petal?
Petal is an unsecured Visa card designed for people who want to build credit at a low cost. When you apply for a Petal credit card, you’re automatically considered for the Petal® 2 Visa® Credit Card, which offers rewards on every purchase. If you don’t qualify for that version, you’ll be considered for the Petal® 1 Visa® Credit Card, which is similar but doesn’t offer rewards on all purchases.
Both the Petal 1 Card and the Petal 2 Card are unsecured cards, which means you won’t...
read full answerHow do you get approved for a Petal card?
To get approved for a Petal card, you are required to have a valid email address, a U.S. telephone number, and a Social Security number or Individual Taxpayer Identification Number. Applicants must also be at least 18 years old and a permanent resident of the United States or a U.S. military location. Having limited credit or better and earning enough money to pay your bills is required for approval as well.
Minimum Petal Card...
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