Alice Kane, WalletHub Analyst
@Alice_K
The J.P. Morgan Reserve Credit Card benefits include extensive travel insurance, a statement credit of up to $300 for travel-related purchases each year, and a Priority Pass Select membership. The card also offers rental discounts and Visa Infinite Concierge as part of its benefits. To qualify for some of these benefits, you must pay for your purchase with the J.P. Morgan Reserve Credit Card.
Here are the J.P. Morgan Reserve Credit Card benefits:
- Travel insurance: Trip cancellation/trip interruption insurance, auto rental collision damage waiver, baggage delay insurance, trip delay reimbursement, lost luggage reimbursement, travel accident insurance, and more. These benefits apply to travel expenses paid for with the J.P. Morgan Reserve Credit Card.
- Statement credits: Up to $300 annual travel credit as reimbursement for travel-related purchases, plus a Global Entry/TSA PreCheck application fee credit of up to $100, every four years.
- Priority Pass Select membership: This benefit is automatically activated on account opening.
- Benefits for purchases: Purchase protection, extended warranty protection, and return protection. These benefits apply to eligible purchases paid for with the J.P. Morgan Reserve Credit Card.
- Visa Infinite Concierge services: Provides 24/7 assistance with services such as hotel bookings, making travel arrangements, and reserving sports and entertainment tickets. Cardholders are responsible for the cost of any purchases made by the Concierge assistant.
- Car rental discounts: National Car Rental, Avis, and Silvercar all offer special privileges to customers who rent using J.P. Morgan Reserve Credit Card. Log in to your Chase Ultimate Rewards account, click the “Travel Benefits” page, and find the “Special Car Rental Privileges” section. You might get free car upgrades, discounts on rentals, and other promotional offers.
- DoorDash and Caviar benefits: Receive at least one year of complimentary DashPass subscription service that provides unlimited restaurant deliveries with $0 delivery fee and reduced service fees on eligible orders over $12 on DoorDash and Caviar. Plus, you’ll receive $5 in DoorDash credits each calendar month while enrolled in DashPass. To receive the DashPass benefits, you must activate by 12/31/2024.
To review the full extent of your benefits, consult the J.P. Morgan Reserve Credit Card’s guide to benefits.
In addition to these extensive benefits, this card offers a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases. Just note that the card’s annual fee is $550.
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