How do I check my Home Depot Credit Card balance?

The starting credit limit for Home Depot Credit Card is usually $500.

You can be approved with only a Fair (640+) credit score, but your credit limit depends on various factors, the most important being your credit history and your disposable income.

If, at some point, you want to increase your credit limit, you can do so through your … read full answeronline account. After you log in, you click "Manage My Account" and then “Credit Line Increase”.

Yes, the Home Depot Credit Card does a hard pull credit check. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.

There is no way to pre-qualify for the Home Depot Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage … read full answerhere.

The Home Depot® Credit Card minimum payment is $29 or 1% of the statement balance, plus fees, past-due amounts, and interest – whichever is higher. If the statement balance is less than $29, the Home Depot® Credit Card minimum payment will be equal to the balance. In addition, if you recently missed a payment, … read full answerCitibank may add a late fee to your minimum payment.

The minimum payment is the smallest amount you’re obligated to pay by the due date for your Home Depot® Credit Card account to be in good standing. Failure to pay by the due date may result in a late fee. Your credit score will also take a hit if you miss multiple minimum payments.