Karen Moroz, WalletHub Mortgage Analyst
@nycKaren
The credit score needed for the Sam's Club® Credit Card is at least 700. That’s in the “good” credit range but barely meeting a card’s minimum requirements is far from the ticket to high approval odds.
You’ll need income to make your payments, and the issuer will look at several other factors, too. They’ll consider your debt, income, and the number of cards you already have, for instance.
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Was approved for Sam’s Credit with 635 score - $1500 CL - do I would say it depends on how thick your credit file is as my utilization is not the best at roughly 52%.