Sydney Garth, Credit Cards Moderator
@sydneygarth
You can make a USAA credit card payment online, by phone, through the USAA mobile app, by mail or at a branch. To pay a USAA credit card bill online, log in to your online account and click on “Pay Bills.” Then, choose how much to pay, when to pay it, and where the payment is coming from. USAA does allow cardholders to set up automatic payments, too.
Ways to Make a USAA Credit Card Payment
- Online: Log in to your online account and click on “Pay Bills.”
- By phone: Call 1-800-531-8722 and enter your card information when prompted, then follow the prompts to make a credit card payment.
- Through the mobile app: Log in to your account and select your card, then tap “Pay Bills.”
- By mail: Send a check or money order (but not cash) to
USAA Credit Card Payments
10750 McDermott Fwy
San Antonio, TX 78288-0570.
Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too. - At a branch: You can make a payment at any USAA branch during normal business hours.
In conclusion, there are multiple ways to make a USAA payment, so just choose whichever method is easiest for you. The important part is to not miss payments, as that can seriously damage your credit score.
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The address provided above is the one listed on USAA bill statements for everyone I know. I even visited the San Antonio bank and was informed that the address above is the correct address for all payments. However, all my bills instruct me to send payments to: USAA Credit Card Payments PO Box 8337 Carol Stream, IL 60197-8337 I’m puzzled as to why this discrepancy exists. When I contact USAA through phone or chat, I’m consistently told that the bank tellers in San Antonio may not be familiar with the process.