The easiest way you can reach the Wells Fargo credit card customer service department is over the phone, by calling (800) 642-4720. Alternatively, you can contact customer service through the mail.
How to Contact the Wells Fargo Credit Card Customer Service
Over the phone: You can reach Wells Fargo credit card customer service over the phone by calling (800) 642-4720.
By mail: If you prefer to contact them via mail, the address is:
Wells Fargo Card Services PO. Box 51193 Los Angeles, CA 90051-5493
You can also visit Wells Fargo’s FAQ page to see if there’s already a solution to your credit card problem. For more information about Wells Fargo card services, including user reviews and FAQs, check out Wells Fargo’s profile page.
Wells Fargo credit card requirements include having a credit score of 700+ (for most cards) and providing standard personal information such as your name, address, and date of birth. A Social Security Number (SSN) or an Individual Tax Identification Number (ITIN) is also required, and all applicants must be 18+ years old.... read full answer
Wells Fargo Credit Card Requirements
A credit score of 700+ (good credit) for most cards
Physical U.S. address (no P.O. boxes)
18+ years old
Social Security Number (SSN) or an Individual Tax Identification Number (ITIN)
Other factors such as your income, debts, housing payments, and your general ability to afford credit card payments will also be taken into consideration when evaluating an application.
Wells Fargo also issues a number of retail store cards that generally have more lenient approval requirements. So, applicants with fair credit or better (a score of 640) can get approved.
If you want the best Wells Fargo credit card approval odds, make sure to pay your bills on time and try to keep your credit utilization around 30%. And keep in mind that an application will trigger a hard inquiry which may temporarily cause a dip in your credit score. So, make sure you know where you stand before applying. You can check your credit score for free, right here on WalletHub.
The easiest way you can pay your Wells Fargo credit card is either online or over the phone at (800) 869-3557. Alternatively, you can pay your credit card bill through the mail, or in person at a branch. You cannot make a Wells Fargo credit card payment at an ATM.
Log into your account and select the “Transfer & Pay” tab.
Click “Pay WF Accounts.”
Make a one-time payment, or set up automatic payments.
Payments made before midnight Pacific time will be credited within one business day if they’re from a Wells Fargo bank account. It takes, 3-5 business days for payments from non-Wells Fargo bank account.
Other Wells Fargo Credit Card Payment Options
Over the phone: Call (800) 869-3557. Payments made by midnight Pacific time will be credited the same day.
By mail: Mail a personal check (not cash) to the following address: Wells Fargo Card Services P.O. Box 51193 Los Angeles, CA 90051-5493
Keep in mind that payments via regular mail take the longest time to post. So, in order to avoid being late, always send your payments at least 7-10 business days before your due date.
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