How can I get Wells Fargo Propel pre-approval? This question is about the Wells Fargo Propel American Express® card

How can I get Wells Fargo Propel pre-approval?

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This question is about the Wells Fargo Propel American Express® card

WalletHub, Financial Company

@WalletHub • 04/27/21 This answer was first published on 07/10/20 and it was last updated on 04/27/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can no longer get Wells Fargo Propel pre-approval. The card is not available for new applicants at the moment.

In the past, people could get pre-approved through an offer in the mail. Or, existing Wells Fargo customers could check for pre-approved offers at a participating local branch. A pre-approved offer didn’t automatically mean you were approved for the card. It simply meant Wells Fargo thought your odds of approval for the Propel card were high based on a soft inquiry into your credit history. Wells Fargo does not allow you to check for pre-approval online or by phone for any of their cards.

To respond to a Wells Fargo Propel pre-approved mail offer, you could either mail the completed application back to Wells Fargo or visit the Wells Fargo credit card page and click “Respond to an Offer.” You needed to enter the invitation code included in the pre-approved offer letter. If approved, you should have received your Propel card within 7-10 business days after approval. Wells Fargo does not offer expedited shipping for new credit cards.

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What is the Wells Fargo Propel credit score requirement?

The Wells Fargo Propel credit score requirement was at least 700. This means good credit or better was required for approval. However, the Wells Fargo Propel is no longer available to new applicants.

Alternative Credit Card Option

If you are looking for a similar credit card, you should consider getting the Blue Cash Preferred® Card from American Express. This card offers $250 statement credit for spending $3,000 in the first 6 months. Plus, you can earn 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits.... read full answer

Feel free to also check out our editors’ latest picks for the best rewards credit cards on the market to see which one suits your needs.

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What are my Wells Fargo credit card approval odds?

Wells Fargo credit card approval odds are best for people who have good credit. Therefore, all Wells Fargo credit cards require a credit score of 700+.

Other Factors That Determine Your Approval Odds for a Wells Fargo Credit Card

Keep in mind that the higher an applicant’s credit score, the higher their approval odds are likely to be. But approval depends on many other factors as well. For example, applicants must have enough income to make payments on the card. Plus, a higher income also leads to better approval chances. Other factors that will play a role in approval include existing debts, monthly housing payments and more.... read full answer

Ultimately, you can check your Wells Fargo credit card approval odds before you apply by using their online pre-approval tool. Moreover, Wells Fargo also sends out pre-approved offers by mail. Keep in mind, however, that pre-approval does not mean guaranteed approval.

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