John Miller, Credit Cards Moderator
@john_miller
Lafayette Credit Union mainly uses Equifax for credit card approval. So, before applying for a Lafayette Credit Union credit card, make sure that there is no freeze on your Equifax credit report. You can also visit annualcreditreport.com to get a free copy of your Equifax credit report, if you want to check it before applying.
After approval, your Lafayette Credit Union credit card activity will be reported to the three major credit bureaus: Experian, TransUnion and Equifax.
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