John Miller, Credit Cards Moderator
@john_miller
Notable credit cards that pull from all three credit bureaus when applying are those issued by Capital One. So, if you apply for a Capital One card, expect all three bureaus - Experian, TransUnion, and Equifax - to show the inquiry.
Capital One offers credit cards for a wide variety of applicants, including those with less than perfect credit. These cards are solid choices for earning rewards on travel or everyday purchases, or simply for building credit.
Some of the Best Capital One Credit Cards
- Rates & Fees Best Overall: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Best Overall: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Best Overall: Capital One Venture Rewards Credit CardLearn MoreLearn More
- Rates & Fees Big Spenders: Capital One Venture X Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Big Spenders: Capital One Venture X Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Big Spenders: Capital One Venture X Rewards Credit CardLearn MoreLearn More
- Rates & Fees Cash Backl: Capital One Savor Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Cash Backl: Capital One Savor Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Cash Backl: Capital One Savor Cash Rewards Credit CardLearn MoreLearn More
- Rates & Fees Fair Credit: Capital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Fair Credit: Capital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Fair Credit: Capital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn More
- Rates & Fees Bad Credit: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Bad Credit: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Bad Credit: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More
- Best Overall:
- Big Spenders:
- Cash Backl:
- Fair Credit:
- Bad Credit:
If you’re interested in getting a Capital One card, make sure that there are no freezes on either of your credit reports before applying. This way, you can avoid delays in the approval process.
People also ask
What credit bureau does Chase use for credit card approval?
Chase mainly uses Experian to assess your creditworthiness when you apply for a credit card, though they may use TransUnion or Equifax instead, according to anecdotal evidence. So, if any of your credit reports are frozen, you should unfreeze them before applying for a Chase credit card.
Key Things to Know
- When you apply, Chase will perform a hard inquiry on your credit report, which might temporarily damage your credit score by a...
How long does it take to get an 800 credit score?
It takes years to achieve an 800 credit score. The exact timing depends on your current financial profile, but people with an 800+ credit score typically have a long credit history, with the average age of their accounts totaling over 10.5 years. If your credit score is poor, it may take longer for you to attain perfect credit versus a borrower who already has a good score because you will need a larger increase.
...
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