Milvionne Chery Copeland, Writer
@milvionne_copeland
The Chase Sapphire Reserve® card is so popular because it is an elite travel credit card with great rewards and benefits. For example, Chase Sapphire Reserve offers a bonus of 125,000 points for spending $6,000 within 3 months of opening an account, plus up to $300 in statement credits for travel purchases each year. These and other perks help offset the card’s high annual fee ($795).
Why Chase Sapphire Reserve Is So Popular
- You get $300 in statement credits as reimbursement for eligible travel purchases charged to your card each year.
- You get a complimentary Priority Pass Select membership, which gives access to 1,300+ airport lounges around the world (enrollment required).
- You earn 1 - 8 points per $1 spent on purchases, including 8 points / $1 spent on all purchases made through Chase Travel℠.
- There’s an initial bonus offer of 125,000 points for spending $6,000 within 3 months of opening an account. The bonus points are worth up to $1,250 when redeemed for cash, gift cards, and travel.
To see more reasons why Chase Sapphire Reserve is so popular and learn more about the card overall, check out WalletHub’s full Sapphire Reserve review.
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People also ask
Is Chase Sapphire Reserve hard to get?
Yes, Chase Sapphire Reserve is hard to get because it requires excellent credit for approval. Unless your credit score is 750 or higher and you have a lot of income, it will be difficult for you to get approved for the Chase Sapphire Reserve card.
What You Need to Get Chase Sapphire Reserve
- Excellent credit score of 750+
- Steady income
- Low debt relative to income
- Low housing costs relative to income
As with...
read full answer by Maria Adams, Credit Cards ModeratorWho is Chase Sapphire Reserve for?
The Chase Sapphire Reserve card is ideal for high-spenders who travel frequently, dine out often, and can leverage the card’s wide variety of benefits and generous rewards to justify its $795 annual fee.
What the Chase Sapphire Reserve Card Offers
- Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Get more than $2,700 in annual value with Sapphire Reserve.
- Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
- Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
Keep in mind that the Chase Sapphire Reserve card requires excellent credit for approval. If you don’t know where you stand, you can check your credit score for free on WalletHub.
read full answer by Maria Adams, Credit Cards ModeratorHow much is 50,000 Chase Sapphire Reserve points worth?
50,000 Chase Sapphire Reserve® points are worth $750 when redeemed for Gift Cards through Chase Ultimate Rewards. Chase Sapphire Reserve also offers several other methods for cardholders to redeem points, albeit for lesser value.
Chase Sapphire Reserve points Value by Redemption Method
| Redemption Method | Average Point Value | Value of 50,000 Points |
| Gift Cards | 1 cent | $750 |
| Cash Back ... | 1 cent | $500 |
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