Delaney Simchuk, Car Insurance Writer
@delaney_simchuk
Yes, your rental car insurance will cover other drivers as long as they are listed as an additional driver on your rental agreement. You can add an additional driver to your agreement with most rental car companies by having the driver present their license at the rental counter. You may be charged a small daily fee for adding an additional driver, but some companies waive this fee if the driver is your spouse.
When Rental Car Insurance Covers Other Drivers
- When you cause an accident. If you are driving a rental car and are at fault for an accident, other drivers’ medical expenses incurred due to the accident are covered by your rental car liability insurance. Rental car liability insurance typically costs about $10-$16 per day.
- When someone else is driving your rental car. If the individual is listed as an additional driver on your rental car agreement, your rental car insurance will extend to cover them as well. Keep in mind, the additional driver must be present when the vehicle is rented and must have a valid driver’s license to be eligible. Many companies also require the driver to be at least 25 years old.
Finally, it’s worth noting that even if you are using the rental insurance offered by your credit card, other drivers will still be covered under your card’s rental insurance as long as they are listed as an additional driver on your rental agreement.
To learn more, check out WalletHub’s guide to rental car insurance.
People also ask
Can someone drive my car and be covered on my insurance?
Yes, someone can drive your car and be covered on your insurance if you give the driver permission to use your car and they are not excluded from your policy. Car insurance typically follows the car, not the driver, so your policy will still apply if the person using your car gets into an accident. This is often referred to as permissive use.
When Permissive Use Does Not Apply
- You have a non-standard auto insurance policy that excludes anyone...
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