Lilah Butler, Car Insurance Writer
@lilah_c
Tickets stay on your record in Kentucky for 5 years. Tickets on your Kentucky driving record can affect your driver's license points, driving privileges, and car insurance rates. The state will suspend your driver’s license if you accumulate 12 points in 24 months, equivalent to 4 minor speeding tickets.
Bear in mind that the amount of time a ticket stays on your record in Kentucky might be different from how long the ticket will affect your car insurance rates. For instance, most car insurance companies check the past three years of your driving record when calculating premiums. But the length of time varies, and certain offenses may disqualify you from a good driver discount for more than three years.
For more information and to find out how to check your Kentucky driving record, see WalletHub’s complete guide to driving records.
People also ask
How can I check my driving record in Kentucky?
You can check your driving record in Kentucky by going to the Kentucky Transportation Cabinet website and requesting a copy. It costs $6, and you will need to create an online account.
How to Check Your Driving Record in Kentucky
- Go to the Kentucky Transportation Cabinet website.
- Fill out the online form with your personal information.
- Pay $6 for your driving record.
- Print out or save your driving record.
Kentucky...
read full answer by Lilah Butler, Car Insurance WriterHow long does an insurance company have to settle a claim in Kentucky?
Insurance companies in Kentucky have at least 45 days to settle a claim and make the final payment after the claim is filed. Kentucky insurance companies have 15 days to acknowledge a claim and send paperwork and further instructions to the claimant.
Insurance Claim Timeline in Kentucky
- 15 days to acknowledge the claim and send the policyholder instructions and paperwork, including proof of loss forms which serve as a sworn statement from...
How can I get insurance with a bad driving record?
To get auto insurance with a bad driving record, compare quotes and purchase a high-risk car insurance policy. Some national insurance companies, like GEICO and Progressive, offer great insurance options for bad drivers, including those who need an SR-22 or FR-44, and other companies – such as The General and Dairyland – specialize in nonstandard insurance.
1. Look for a high-risk policy
High-risk policies are designed for drivers who are more likely than the average...
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