Lilah Butler, Car Insurance Writer
@lilah_c
You can get pay-per-mile insurance in Maryland from Allstate Milewise, Nationwide SmartMiles, and Noblr by USAA. Pay-per-mile insurance is a type of car insurance policy that charges drivers a daily or monthly base rate plus a few cents for each mile driven. Each policyholder's base rate is calculated according to normal car insurance rating factors, such as driving record, age, and ZIP code.
Notable Pay-Per-Mile Insurance Companies in Maryland
Pay-per-mile insurance can be an easy way for Maryland drivers to save if they use their cars infrequently. For example, retirees, remote workers, and students who walk to class can benefit from pay-per-mile insurance. Individuals or families with an extra car that is rarely used should also consider pay-per-mile coverage.
For more information, check out our complete guide to pay-per-mile insurance.
People also ask
Is Metromile full coverage?
Yes, Metromile offers full coverage car insurance, and you can get it by purchasing collision and comprehensive insurance in addition to your state's minimum required coverage. On average, a Metromile full coverage policy costs $4,477 per year per year, which is 164% more than a minimum coverage policy.
Full coverage insurance from Metromile is a good choice for drivers who don't want to pay out of pocket to repair or replace their car after an accident or other...
read full answer by Candace Baker, Car Insurance WriterHow much car insurance do I need in Maryland?
Maryland law requires you to have $30,000 in coverage for one person’s bodily injury or death, up to $60,000 total per accident, and $15,000 in coverage for other people’s property damage when you are at fault. Maryland also requires uninsured/underinsured motorist insurance. UIM/UM replaces the liability coverage an at-fault driver should’ve had.
How Much Car Insurance Drivers Need in Maryland
| Coverage Type | Minimum Coverage Limit |
| Bodily Injury Liability Coverage (per person) | $30,000 |
How much is car insurance in Maryland per month?
Car insurance in Maryland costs $87 per month or $1,038 per year for minimum coverage, on average. The cheapest car insurance companies in Maryland are Allstate, Erie, and Esurance, and getting quotes from several companies can help you find the best deal.
The average cost of car insurance in Maryland is 55% higher than the national average auto insurance premium. There are several factors that affect how much you'll pay for car insurance in Maryland, including...
read full answer by Candace Baker, Car Insurance WriterDid we answer your question?
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