Candace Baker, Car Insurance Writer
@candacebaker
A car is considered a classic in Colorado if it's at least 32 years old, was manufactured before 1975 or after 1976, was registered as a collector's item prior to September 1, 2009, and has passed an emissions test. When a vehicle in Colorado meets these requirements, the owner can register it as a collector's vehicle, which will allow the car to use special license plates.
Classic Car Qualifications in Colorado
- At least 32 years old
- Manufactured before 1975, or if manufactured after 1976 was registered as collector's item prior to September 1, 2009
- Passed an emissions test
Keep in mind that even if your vehicle is registered as a classic car in Colorado, it might not qualify for classic car insurance from certain companies. Each classic car insurer has its own eligibility requirements, so your car will need to meet those standards in order to qualify.
To learn more, check out WalletHub's guide to the best classic car insurance companies.
People also ask
How much does classic car insurance cost?
Classic car insurance costs less than regular car insurance because a classic spends less time on the road than a vehicle used for commuting or errands. The average classic car insurance policy costs between $400 and $1,000 per year.
Like with any auto insurance policy, each driver’s classic car insurance premium will vary based on individual risk factors such as location, driving history, the driver’s age, and the vehicle’s value. Classic car insurance usually...
read full answer by WalletHub, Financial CompanyHow much is car insurance in Colorado per month?
Car insurance in Colorado costs $42 per month or $606 per year for minimum coverage, on average. The cheapest car insurance companies in Colorado are American National, Southern Farm Bureau, and GEICO, and getting quotes from several companies can help you find the best deal.
The average cost of car insurance in Colorado is 10% lower than the national average auto insurance premium. There are several factors that affect how much you'll pay for car insurance...
read full answer by Candace Baker, Car Insurance WriterWhat are the requirements for car insurance in Colorado?
Colorado car insurance laws require $25,000 of bodily injury liability coverage per person, up to $50,000 per accident, as well as $15,000 of property damage liability coverage.
Bodily injury liability insurance pays for any injuries that you accidentally cause with your car, while property damage liability coverage helps pay for any material assets that you damage while driving, like another person’s car or mailbox. Your insurance company pays up to the limit specified by...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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