Candace Baker, Car Insurance Writer
@candacebaker
A car is considered a classic in Pennsylvania if it's at least 15 years old and has been maintained in or restored to a condition which is substantially similar to manufacturer specifications. When a vehicle in Pennsylvania meets these requirements, the owner can register it as an antique vehicle, which will limit the car's use. Specifically, classic cars in Pennsylvania can only be used for participation in club activities, exhibits, tours and parades.
Classic Car Qualifications in Pennsylvania
- At least 15 years old
- Maintained or restored in line with the manufacturer's specifications
- Used for exhibitions, parades, club activities and similar functions
Keep in mind that even if your vehicle is registered as a classic car in Pennsylvania, it might not qualify for classic car insurance from certain companies. Each classic car insurer has its own eligibility requirements, so your car will need to meet those standards in order to qualify.
To learn more, check out WalletHub's guide to the best classic car insurance companies.
People also ask
How much does classic car insurance cost?
Classic car insurance costs less than regular car insurance because a classic spends less time on the road than a vehicle used for commuting or errands. The average classic car insurance policy costs between $400 and $1,000 per year.
Like with any auto insurance policy, each driver’s classic car insurance premium will vary based on individual risk factors such as location, driving history, the driver’s age, and the vehicle’s value. Classic car insurance usually...
read full answer by WalletHub, Financial CompanyHow much is car insurance in Pennsylvania per month?
Car insurance in Pennsylvania costs $51 per month or $611 per year for minimum coverage, on average. The cheapest car insurance companies in Pennsylvania are Erie, Travelers, and Farmers, and getting quotes from several companies can help you find the best deal.
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read full answer by Candace Baker, Car Insurance WriterWhat are the requirements for car insurance in Pennsylvania?
Pennsylvania car insurance laws require bodily injury liability coverage of $15,000 per person (up to $30,000 per accident), $5,000 of property damage liability coverage, and $5,000 of MedPay/PIP coverage.
The first two categories - bodily injury liability and property damage liability - cover injuries or damage that you accidentally cause with your car. Your car insurance pays up to a specified limit for each category. If you want additional coverage, you can choose higher...
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