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You can file a complaint against a credit bureau through the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), or your state’s attorney general.
- File a complaint with the FTC online or by calling 877-382-4357.
- File a complaint with the CFPB online or by calling 855-411-2372.
- Find your state's attorney general and file a complaint.
Not all complaints receive action, and you will likely have to wait weeks for a response, if you receive one. It is also important to ensure that if you are disputing something, it is in fact an error on the part of the credit bureaus and not just something you don’t recognize. You may be asked to provide evidence to back up your claim.
People also ask
How can I contact the credit bureaus?
You can contact the credit bureaus online, by phone, or by mail. The best way to contact a credit bureau is electronically because customer service representatives will not always have the answers to your questions immediately. Credit bureau customer service can help consumers with account management, credit freezes, disputes, fraud alerts, and more. Below, you can find a breakdown of the various ways to contact the credit bureaus, depending on what you need to contact...
read full answer by WalletHub, Financial CompanyHow do I dispute a credit report online?
You can dispute credit report information online by visiting Experian, Equifax, and TransUnion. For items you wish to dispute on your TransUnion credit report, you can also visit the credit report tab of your WalletHub account and select “Report to TransUnion” for any inaccurate item. You can only dispute inaccurate information that appears as a result of a mistake or fraud.
When you visit the credit bureaus, you will need to verify the following items to...
read full answer by WalletHub, Financial CompanyHow do I dispute collections from my credit report?
You can dispute collections on your credit reports from Equifax, Experian and TransUnion by phone, mail, or online. It’s possible to dispute both an entire collection account (i.e. the account should not exist) as well as the account’s information (such as the amount owed). In either case, you can only dispute inaccurate and fraudulent information. As a result, there’s nothing you can do if the collections on your credit report are legitimate and have not...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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