How can I get an instant loan in 5 minutes? This question is about Personal Loans

How can I get an instant loan in 5 minutes?

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This question is about Personal Loans

Grace Enfield, Content Writer

@grace_enfield • 05/13/22 This answer was first published on 05/13/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best way to get an instant loan in 5 minutes is to borrow from a friend or family member since they can give you cash or use an electronic transfer service to send you money immediately. No reputable companies will send funds to you within minutes or even 1 hour after you apply. Personal loans are typically funded within 7 business days, and other options – like paycheck advance services – usually take a few business days.

Fortunately, some personal loans offer funding the same day. The best personal loans with the possibility of same-day funding are from LightStream. The company offers loans of $5,000 - $100,000, with APRs of 5.99% - 22.49% and repayment periods of 24 - 84 months to people with credit scores of 660 or higher.

To see if you’re pre-qualified for a same-day personal loan, you can try the free pre-qualification tool on WalletHub.

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