Gino Rodriguez, Writer
@gino_rodriguez
You will know if Mariner Finance approved you for a personal loan because you will receive an application decision via email. Mariner Finance may approve you as soon as the same day you apply, or within within the same business day, and you can check your loan status online or going into a branch in the meantime.
If you get approved, you should receive the funds 2 business days. Just keep in mind that approval for a Mariner Finance loan is never guaranteed.
Key Information About Mariner Finance Personal Loans
- Approval Timeline: Within the same business day
- Approval Notification Method: Email
- Funding Timeline: 2 business days
- How to Check Application Status: Online or going into a branch
- APRs: 16% - 35.99%
- Loan Amounts: $1,000 - $25,000
- Repayment Periods: 12 - 60 months
- Origination Fee: 0%
- Credit Score Requirement: Not disclosed but know to accept bad credit
For more information, check out the full Mariner Finance personal loan review on WalletHub.
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Personal loan companies may call your employer simply to verify that you are employed where you claim to be. This helps the company determine if you are actually eligible to receive a loan, as a big part of whether or not you can get a loan depends on your income. Not all personal loan companies will contact your employer, though, and if they do they will not tell the employer that it is in regard...
read full answer by Gino Rodriguez, WriterDoes a Mariner Finance personal loan affect your credit score?
Yes, a Mariner Finance personal loan does affect your credit score, both when you apply and during the entire time that you are paying the loan off. Initially, a Mariner Finance personal loan will affect your credit score in a negative way, but the long-term impact can be very positive, assuming you repay the loan on schedule.
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read full answer by Rick Bormin, Personal Loans ModeratorIs Mariner Finance legit?
Yes, Mariner Finance is a legit company that has been around since 2002 and has an A+ rating from the Better Business Bureau. Plus, Mariner Finance personal loans earned a 3.7/5 rating from WalletHub's editors because they offer fairly large amounts to people with bad credit and do not charge origination or prepayment fees.
Why Mariner Finance Personal Loans Are Legit
- Mariner Finance is registered as a business in the states it services....
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