Rick Bormin, Personal Loans Moderator
@rhandoo2020
It takes 1 to 2 business days to get money from a OneMain Financial personal loan, in most cases. The OneMain Financial loan timeline includes around 1 business day to get approved for a OneMain Financial loan and another as soon as the same day to receive the funds after approval. Keep in mind that this is a typical applicant’s experience, and in some cases it could take longer.
How to Get Money From OneMain Financial as Fast as Possible
- Fill out the application carefully. You should make sure that all information you enter on the application is correct and complete. That will eliminate any potential delays from OneMain Financial having to request additional information.
- Check your credit report for errors. Before you apply, you should verify that everything on your credit report is accurate, as any incorrect negatives on there could impact your chances of approval. If you find any errors, you should dispute them right away to get them removed.
- Get your credit score above the minimum. Ideally, you should only apply for a OneMain Financial personal loan once your credit score exceeds the minimum requirement of No minimum credit score required. That will make it easier for OneMain Financial to decide whether you qualify, which could lead to a quicker decision.
- Apply online. Online applications have the fastest processing times since they are automated and streamlined.
- Get an electronic funds transfer. OneMain Financial offers loan payouts through an electronic funds transfer to your bank account or by paper check. The transfer is the faster option.
Once you get approved for a OneMain Financial personal loan, the money will be delivered through an electronic funds transfer to your bank account, which usually takes as soon as the same day.
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