Rick Bormin, Personal Loans Moderator
@rhandoo2020
Yes, Jora Credit personal loans are legit because Jora Credit is registered to do business in the states it services, which is a legal requirement to be a legitimate lender. Another reason why Jora Credit personal loans are legit is that the lender has a Better Business Bureau rating of A.
Still, you should note that Jora Credit personal loans aren’t “legit” if you use that word as a synonym for “good.” Jora Credit personal loans are very expensive, charging an APR of 75% - 349%.
Stephanie Easterling, Member
@stephaniee12
Legit in that they are legal yes.
Review the history of the real company called think finance
People also ask
What credit score do you need for a Jora Credit personal loan?
Jora Credit does not disclose a specific credit score needed to get a personal loan, unlike many personal loan providers. When evaluating your application, Jora Credit will consider your entire financial profile, including your income, existing debts, and recent credit inquiries, as well as your credit score.
Jora Credit Loan Requirements and Terms
| Category | Requirements and Terms |
| Minimum Credit Score | Not disclosed |
Does Jora Credit do joint personal loans?
No, Jora Credit does not offer joint personal loans, unlike some personal loan providers. A joint application allows two people to put their names on the loan and apply together, as well as share responsibility for paying back the loan.
Though Jora Credit does not do joint personal loans, there are quite a few lenders out there that do. You can check out WalletHub's picks for the best personal loans that allow joint applications or cosigners to find some...
read full answer by Rick Bormin, Personal Loans ModeratorHow long does it take to get money from a Jora Credit personal loan?
It takes 1 to 2 business days to get money from a Jora Credit personal loan, in most cases. The Jora Credit loan timeline includes around 1 business day to get approved for a Jora Credit loan and another as soon as same day you are approved to receive the funds after approval. Keep in mind that this is a typical applicant’s experience, and in some cases it could take longer.
How to Get Money From Jora Credit as Fast as...
read full answer by Rick Bormin, Personal Loans ModeratorDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.