Can I overdraft if I have a checking account?
The Bank of America SafeBalance Banking Account does not permit overdrafts. When you don't have enough money in your account, transactions will simply be declined and returned unpaid.

| Balance | APY |
|---|---|
| $0+ | 0.00% |
| $4.95 | |
| $500 | |
| An owner of this account is under the age of 25 OR are enrolled in the Preferred Rewards program. |
| N/A | |
| None | |
| N/A |
| None | |
| ATM Network Size | 16,000 ATMs |
| $2.50 | |
| Not Offered |
| 3% (and $5) | |
| VISA | |
| 3% |
| No | |
| $0 per month | |
| None |
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The Bank of America SafeBalance Banking Account does not permit overdrafts. When you don't have enough money in your account, transactions will simply be declined and returned unpaid.
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